Personal loan · Secured · Fixed
Flexi Car or Personal Loan
13.87%comparison rate p.a.
from 12.99% advertised · Secured · fixed · any purpose
94th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $265 application.
- Advertised rate
- from 12.99% p.a.
- Application fee
- $265
- Loan amount
- $5,000 – $140,000
- Minimum age
- 18
- Comparison rate
- 13.87% p.a.
- Monthly fee
- None
- Advertised rate
- from 12.99% p.a.
- Comparison rate
- 13.87% p.a.
- Rate type
- Fixed
- Application fee
- $265
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $140,000
- Loan term
- Up to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Residency
- Australian residents only
- Flexi Car or Personal Loan
- RBA cash rate
October 20261 change
- 7Wed
- 13.37 → 13.877 days after the RBA rise to 4.60%+0.50
A Flexi Car or Personal Loan offers maximum flexibility to bring your plans to life with a competitive fixed interest rate. Make extra repayments on top of your regular repayments at no extra cost and redraw any extra repayments you've made.
Also from Beyond Bank: Low Rate Car Loan Special 8.05% · Low Rate Car or Personal Loan 9.49%
As of 2 November 2026, the Beyond Bank Flexi Car or Personal Loan has a comparison rate of 13.87% (from 12.99% advertised), ranking 94th of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for any purpose with fees of $265 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 7 October 2026, 7 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.