Flexi Car or Personal Loan

As of 18 September 2026, the Beyond Bank Flexi Car or Personal Loan has a comparison rate of 13.37% (from 12.49% advertised), ranking 185th of 212 unsecured loans tracked by BankMate and sitting 3.76 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of $195 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

13.37%comparison rate p.a.

from 12.49% advertised · Unsecured · fixed · car loan

Fees: $195 application.

Go to Beyond Bank Australia

Rate over time

Comparison rate · lenders publish the lowest rate in their range

Flexi Car or Personal Loan
RBA cash rate
Unsecured average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 12.49% p.a.
Comparison rate: 13.37% p.a.
Rate type: Fixed

Fees

Application fee: $195
Monthly fee: None
Annual fee: None
Early repayment fee: None

Loan terms

Loan amount: $5,000 – $140,000
Loan term: 7 years to 7 years
Extra repayments: Yes
Early payout: Yes
Redraw: Yes
Flexible repayment frequency: No

Eligibility

Minimum age: 18
Residency: Australian residents only

About this product

A Flexi Car or Personal Loan offers maximum flexibility to bring your plans to life with a competitive fixed interest rate. Make extra repayments on top of your regular repayments at no extra cost and redraw any extra repayments you've made.

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