Personal loan · Secured · Fixed
Low Rate Car or Personal Loan
9.49%comparison rate p.a.
from 8.49% advertised · Secured · fixed · any purpose
79th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $265 application.
- Advertised rate
- from 8.49% p.a.
- Application fee
- $265
- Loan amount
- $5,000 – $150,000
- Minimum age
- 18
- Comparison rate
- 9.49% p.a.
- Monthly fee
- None
- Advertised rate
- from 8.49% p.a.
- Comparison rate
- 9.49% p.a.
- Rate type
- Fixed
- Application fee
- $265
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $150,000
- Loan term
- Up to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Residency
- Australian residents only
- Low Rate Car or Personal Loan
- RBA cash rate
October 20261 change
- 7Wed
- 8.99 → 9.497 days after the RBA rise to 4.60%+0.50
You can have the best of both worlds with a Low Rate Car or Personal loan. This loan offers a low interest rate, minimal fees and flexible repayment options.
Also from Beyond Bank: Low Rate Car Loan Special 8.05% · Flexi Car or Personal Loan 13.87%
As of 1 November 2026, the Beyond Bank Low Rate Car or Personal Loan has a comparison rate of 9.49% (from 8.49% advertised), ranking 79th of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for any purpose with fees of $265 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 7 October 2026, 7 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.