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Beyond Bank · Personal loan · Unsecured · Fixed

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Low Rate Car or Personal Loan

As of 18 September 2026, the Beyond Bank Low Rate Car or Personal Loan has a comparison rate of 8.99% (from 7.99% advertised), ranking 103rd of 212 unsecured loans tracked by BankMate and sitting 8.14 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of $195 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

8.99%comparison rate p.a.

from 7.99% advertised · Unsecured · fixed · car loan

Fees: $195 application.

Go to Beyond Bank Australia

Rate over time

Comparison rate · lenders publish the lowest rate in their range
  • Low Rate Car or Personal Loan
  • RBA cash rate
  • Unsecured average
5.0010.0015.00Today8.99% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate
from 7.99% p.a.
Comparison rate
8.99% p.a.
Rate type
Fixed

Fees

Application fee
$195
Monthly fee
None
Annual fee
None
Early repayment fee
None

Loan terms

Loan amount
$5,000 – $150,000
Loan term
7 years to 7 years
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Eligibility

Minimum age
18
Residency
Australian residents only

About this product

You can have the best of both worlds with a Low Rate Car or Personal loan. This loan offers a low interest rate, minimal fees and flexible repayment options.

Compare all personal loans