Personal loan · Secured · Fixed
Personal Loan - Secured
8.04%comparison rate p.a.
from 7.79% advertised · Secured · fixed · any purpose
49th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $150 application.
- Advertised rate
- from 7.79% p.a.
- Application fee
- $150
- Extra repayments
- Yes
- Minimum age
- 18
- Comparison rate
- 8.04% p.a.
- Monthly fee
- None
- Advertised rate
- from 7.79% p.a.
- Comparison rate
- 8.04% p.a.
- Rate type
- Fixed
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Personal Loan - Secured
- RBA cash rate
No changes recorded for this product since tracking began on 12 September 2026.
Also from GMCU: Personal Loan - Unsecured 15.18%
As of 2 November 2026, the GMCU Personal Loan - Secured has a comparison rate of 8.04% (from 7.79% advertised), ranking 49th of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for any purpose with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.