As of 18 September 2026, the GMCU Personal Loan - Secured has a comparison rate of 8.04% (from 7.79% advertised), ranking 23rd of 48 secured loans tracked by BankMate. It is a secured fixed-rate loan for any purpose with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
8.04%comparison rate p.a.
from 7.79% advertised · Secured · fixed · any purpose
Fees: $150 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Personal Loan - Secured
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 7.79% p.a.
- Comparison rate
- 8.04% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18