As of 18 September 2026, the GMCU Personal Loan - Unsecured has a comparison rate of 15.18% (from 14.95% advertised), ranking 197th of 212 unsecured loans tracked by BankMate and sitting 1.95 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for any purpose with fees of $150 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
15.18%comparison rate p.a.
from 14.95% advertised · Unsecured · fixed · any purpose
Fees: $150 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Personal Loan - Unsecured
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 14.95% p.a.
- Comparison rate
- 15.18% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $150
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18