Unsecured Personal loan

As of 18 September 2026, the Newcastle Permanent Unsecured Personal loan has a comparison rate of 9.35% (from 8.99% advertised), ranking 109th of 212 unsecured loans tracked by BankMate and sitting 7.78 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for any purpose with fees of $250 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

9.35%comparison rate p.a.

from 8.99% advertised · Unsecured · fixed · any purpose

Fees: $250 application.

Go to Newcastle Permanent Building Society

Rate over time

Comparison rate · lenders publish the lowest rate in their range

Unsecured Personal loan
RBA cash rate
Unsecured average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 8.99% p.a.
Comparison rate: 9.35% p.a.
Rate type: Fixed

Fees

Application fee: $250
Monthly fee: None
Annual fee: None
Early repayment fee: None

Loan terms

Loan amount: $5,000 – $50,000
Loan term: 1 year to 7 years
Extra repayments: Yes
Early payout: Yes
Redraw: No
Flexible repayment frequency: Yes

Eligibility

Minimum age: 18

About this product

The Unsecured Personal Loan has a low fixed rate with flexible repayment options. The Partially Secured option for this product is no longer available.

Compare all personal loans