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Bank profile · Term deposits
LiveNewcastle Permanent term deposits
Newcastle Permanent also offers savings accounts, credit cards, home loans and personal loans · Provider overview →
As of 18 September 2026, Newcastle Permanent has one term deposit product tracked by BankMate, over 14 terms from 3 months to 5 years. Its highest rate is 5.25% p.a. on the Term Deposit for 1 year, 45th of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 16 September 2026.
- Best rate
- 5.25%
- 1 year · Term Deposit
- Market rank
- #45
- of 590 12-month deposits
- Terms
- 14
- 1 product
- Last change
- 16 Sept 2026
- 17 changes on record
Rates over time
Best 12-month rate per product- Term Deposit
- RBA cash rate
- Market average · 12-month deposits
What changed
17 changes since 9 Apr 2026- Term Deposit · 6 terms moved in both directionsmixed
- −0.10
- Term Deposit · 6 terms moved in both directionsmixed
- Term Deposit · 6 terms moved in both directionsmixed
- Term Deposit · 6 terms up 0.10+0.10
- −0.10
Show 11 earlier changes
- Term Deposit · 4 terms moved in both directionsmixed
- Term Deposit · 6 terms moved in both directionsmixed
- −0.10
- Term Deposit · 6-month 4.90 → 5.00+0.10
- Term Deposit · 4 terms cut 0.10−0.10
- −0.10
- Term Deposit · 8 terms up 0.10+0.10
- Term Deposit · 6 terms cut 0.10−0.10
- Term Deposit · 14 terms up 0.10 to 0.2519 days after the RBA rise to 4.35%mixed
- Term Deposit · 5 terms moved in both directionsmixed
- Term Deposit · 4 terms up 0.10+0.10
Term deposits
Best rate per product, by term · ranked within each terminterest at maturity or quarterly or monthly or annually · from $1,000 · 14 terms
3 mo 4.50%6 mo 5.00%9 mo 3.60%1 yr 5.25%2 yr 4.15%3 yr 3.65%5 yr 3.45%4 yr 3.55%5.25%#45 of 5901 year
- 3 months
- 4.50% · #143 of 369
- 6 months
- 5.00% · #76 of 547
- 9 months
- 3.60% · #407 of 500
- 1 year
- 5.25% · #45 of 590
- 2 years
- 4.15% · #255 of 394
- 3 years
- 3.65% · #261 of 345
- 5 years
- 3.45% · #90 of 152
- 4 years
- 3.55% · #115 of 157
- Minimum deposit
- $1,000
- Maximum deposit
- $100,000,000
- Interest paid
- At maturity or Quarterly or Monthly or Annually
- Early withdrawal
- Allowed · For Term Deposits opened or last renewed before 23 February 2026, early withdrawals earn a reduced interest rate of 0.01% p.a. for the period invested. For Term Deposits opened or renewed from 23 February 2026, 31 days’ notice is required for early withdrawals, and interest will be recalculated using the reduced interest rate applicable to the shorter investment term.
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Notes on Newcastle Permanent term deposits
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