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Bank profile
LiveNewcastle Permanent savings accounts
As of 17 September 2026, Newcastle Permanent has two savings accounts tracked by BankMate. Its Smart Saver Account (under 25) pays 5.75% p.a. total, which ranks 2nd of 93 accounts and sits 0.89 points above the market average of 4.86%. Its rates last changed on 15 May 2026.
- Top rate
- 5.75%
- Smart Saver Account (under 25)
- Market rank
- #2
- of 93 accounts
- Market average
- 4.86%
- +0.89 for the top rate
- Last change
- 15 May 2026
- 4 changes on record
Rates over time
Total rate, conditions met- RBA cash rate
- Market average
What changed
4 changes since 1 Mar 2026- 2 accounts up 0.259 days after the RBA rise to 4.35%+0.25
- Smart Saver Account 4.25 → 4.50
- Smart Saver Account (under 25) 5.50 → 5.75
- Smart Saver Account (under 25) 5.25 → 5.509 days after the RBA rise to 4.10%+0.25
- Smart Saver Account (under 25) 4.00 → 5.2541 days after the RBA rise to 3.85%+1.25
Accounts
Ranked by total rate- 🏦Smart Saver Account (under 25)Under 25
Balance must grow · 2 withdrawals max · bonus up to $50k
5.75%#2 of 93Rate0.05% base plus 5.70% bonus when the conditions are met, on balances up to $50,000. Last changed 15 May 2026 (+0.25).
Rate by balanceUp to $50k5.75%$50k – $250k5.00%$250k+4.75%Conditions for the bonus rate- Balance growth
- Required/month
- Withdrawals
- 2/month max
- Balance range
- $0 - $49,999.99
- Age
- Up to 24 years
- Rate
0.05% base plus 4.45% bonus when the conditions are met. Last changed 15 May 2026 (+0.25).
Rate by balance$0+4.50%Conditions for the bonus rate- Balance growth
- Required/month
- Withdrawals
- 2/month max
- Age
- 25+ years
Total rate is base plus bonus, assuming every monthly condition is met. Rank is among the 93 savings accounts BankMate tracks. Compare all accounts
Notes from savers
to leave a note.