Provider
?Australian Retirement Trust
As of 18 September 2026, Australian Retirement Trust has 37 products across one of the 8 pillars BankMate tracks: 37 super products. Its highest-placed product is Less than 50 at 8.58% a year over ten years, 7th of 257 MySuper options.
- Pillars
- 1 of 8
- No savings accounts, credit cards, home loans…
- Products tracked
- 37
- 37 super products
- Highest placed
- #7
- Less than 50 · of 257 MySuper options
- Last change
- —
- None recorded yet
What changed
No changes recorded for Australian Retirement Trust's products since tracking began on 12 September 2026.
Superannuation · 37
10-year return · ranked among options of the same typeMySuper · 26
- Less than 50
Lifecycle Investment Strategy · High growth · MySuper · performance test passed
8.58%#7 of 2575-yr 7.57% · fee $365 at $50k
- 3-year return
- 9.95%
- 5-year return
- 7.57%
- 7-year return
- 7.88%
- 10-year return
- 8.58%
- Growth allocation
- 91% growth assets
- Total fee at $50k
- $365
- Total fee at $100k
- $670
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Age 50 to 51
Lifecycle Investment Strategy · Growth · MySuper · performance test passed
8.57%#7 of 2575-yr 7.54% · fee $365 at $50k
- 3-year return
- 9.90%
- 5-year return
- 7.54%
- 7-year return
- 7.86%
- 10-year return
- 8.57%
- Growth allocation
- 90% growth assets
- Total fee at $50k
- $365
- Total fee at $100k
- $670
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Age 51 to 52
Lifecycle Investment Strategy · Growth · MySuper · performance test passed
8.54%#8 of 2575-yr 7.48% · fee $365 at $50k
- 3-year return
- 9.80%
- 5-year return
- 7.48%
- 7-year return
- 7.81%
- 10-year return
- 8.54%
- Growth allocation
- 88% growth assets
- Total fee at $50k
- $365
- Total fee at $100k
- $660
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Age 52 to 53
Lifecycle Investment Strategy · Growth · MySuper · performance test passed
8.51%#8 of 2575-yr 7.42% · fee $360 at $50k
- 3-year return
- 9.70%
- 5-year return
- 7.42%
- 7-year return
- 7.77%
- 10-year return
- 8.51%
- Growth allocation
- 86% growth assets
- Total fee at $50k
- $360
- Total fee at $100k
- $660
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Age 53 to 54
Lifecycle Investment Strategy · Growth · MySuper · performance test passed
8.48%#11 of 2575-yr 7.36% · fee $360 at $50k
- 3-year return
- 9.59%
- 5-year return
- 7.36%
- 7-year return
- 7.73%
- 10-year return
- 8.48%
- Growth allocation
- 84% growth assets
- Total fee at $50k
- $360
- Total fee at $100k
- $650
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
Show 21 more
- Age 54 to 55
Lifecycle Investment Strategy · Growth · MySuper · performance test passed
8.45%#13 of 2575-yr 7.30% · fee $355 at $50k
- 3-year return
- 9.49%
- 5-year return
- 7.30%
- 7-year return
- 7.69%
- 10-year return
- 8.45%
- Growth allocation
- 82% growth assets
- Total fee at $50k
- $355
- Total fee at $100k
- $650
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Age 55 to 56
Lifecycle Investment Strategy · Growth · MySuper · performance test passed
8.32%#22 of 2575-yr 7.18% · fee $355 at $50k
- 3-year return
- 9.33%
- 5-year return
- 7.18%
- 7-year return
- 7.56%
- 10-year return
- 8.32%
- Growth allocation
- 80% growth assets
- Total fee at $50k
- $355
- Total fee at $100k
- $650
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Age 56 to 57
Lifecycle Investment Strategy · Growth · MySuper · performance test passed
8.09%#32 of 2575-yr 7.02% · fee $350 at $50k
- 3-year return
- 9.14%
- 5-year return
- 7.02%
- 7-year return
- 7.36%
- 10-year return
- 8.09%
- Growth allocation
- 79% growth assets
- Total fee at $50k
- $350
- Total fee at $100k
- $640
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Age 57 to 58
Lifecycle Investment Strategy · Growth · MySuper · performance test passed
7.86%#44 of 2575-yr 6.86% · fee $350 at $50k
- 3-year return
- 8.95%
- 5-year return
- 6.86%
- 7-year return
- 7.16%
- 10-year return
- 7.86%
- Growth allocation
- 77% growth assets
- Total fee at $50k
- $350
- Total fee at $100k
- $640
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Age 58 to 59
Lifecycle Investment Strategy · Balanced · MySuper · performance test passed
7.64%#90 of 2575-yr 6.69% · fee $345 at $50k
- 3-year return
- 8.76%
- 5-year return
- 6.69%
- 7-year return
- 6.96%
- 10-year return
- 7.64%
- Growth allocation
- 75% growth assets
- Total fee at $50k
- $345
- Total fee at $100k
- $630
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Age 59 to 60
Lifecycle Investment Strategy · Balanced · MySuper · performance test passed
7.41%#109 of 2575-yr 6.53% · fee $345 at $50k
- 3-year return
- 8.57%
- 5-year return
- 6.53%
- 7-year return
- 6.76%
- 10-year return
- 7.41%
- Growth allocation
- 73% growth assets
- Total fee at $50k
- $345
- Total fee at $100k
- $630
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Aspire 1 Group
QSuper Lifetime · High growth · MySuper · performance test passed
7.29%#114 of 2575-yr 6.15% · fee $350 at $50k
- 3-year return
- 9.45%
- 5-year return
- 6.15%
- 7-year return
- 6.64%
- 10-year return
- 7.29%
- Growth allocation
- 91% growth assets
- Total fee at $50k
- $350
- Total fee at $100k
- $630
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 505,860
- Open to new members
- Yes
- Age 60 to 61
Lifecycle Investment Strategy · Balanced · MySuper · performance test passed
7.19%#118 of 2575-yr 6.38% · fee $340 at $50k
- 3-year return
- 8.39%
- 5-year return
- 6.38%
- 7-year return
- 6.57%
- 10-year return
- 7.19%
- Growth allocation
- 71% growth assets
- Total fee at $50k
- $340
- Total fee at $100k
- $620
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Outlook Group
QSuper Lifetime · High growth · MySuper · performance test passed
7.13%#121 of 2575-yr 6.06% · fee $345 at $50k
- 3-year return
- 9.39%
- 5-year return
- 6.06%
- 7-year return
- 6.48%
- 10-year return
- 7.13%
- Growth allocation
- 91% growth assets
- Total fee at $50k
- $345
- Total fee at $100k
- $630
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 505,860
- Open to new members
- Yes
- Age 61 to 62
Lifecycle Investment Strategy · Balanced · MySuper · performance test passed
6.98%#126 of 2575-yr 6.24% · fee $340 at $50k
- 3-year return
- 8.24%
- 5-year return
- 6.24%
- 7-year return
- 6.39%
- 10-year return
- 6.98%
- Growth allocation
- 70% growth assets
- Total fee at $50k
- $340
- Total fee at $100k
- $610
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Age 62 to 63
Lifecycle Investment Strategy · Balanced · MySuper · performance test passed
6.76%#140 of 2575-yr 6.10% · fee $335 at $50k
- 3-year return
- 8.09%
- 5-year return
- 6.10%
- 7-year return
- 6.20%
- 10-year return
- 6.76%
- Growth allocation
- 68% growth assets
- Total fee at $50k
- $335
- Total fee at $100k
- $600
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Age 63 to 64
Lifecycle Investment Strategy · Balanced · MySuper · performance test passed
6.55%#156 of 2575-yr 5.96% · fee $330 at $50k
- 3-year return
- 7.94%
- 5-year return
- 5.96%
- 7-year return
- 6.02%
- 10-year return
- 6.55%
- Growth allocation
- 66% growth assets
- Total fee at $50k
- $330
- Total fee at $100k
- $600
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Focus 1 Group
QSuper Lifetime · Growth · MySuper · performance test passed
6.34%#170 of 2575-yr 5.17% · fee $320 at $50k
- 3-year return
- 8.25%
- 5-year return
- 5.17%
- 7-year return
- 5.74%
- 10-year return
- 6.34%
- Growth allocation
- 77% growth assets
- Total fee at $50k
- $320
- Total fee at $100k
- $570
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 505,860
- Open to new members
- Yes
- Age 64 to 65
Lifecycle Investment Strategy · Balanced · MySuper · performance test passed
6.33%#170 of 2575-yr 5.82% · fee $325 at $50k
- 3-year return
- 7.79%
- 5-year return
- 5.82%
- 7-year return
- 5.83%
- 10-year return
- 6.33%
- Growth allocation
- 65% growth assets
- Total fee at $50k
- $325
- Total fee at $100k
- $590
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Age 65 and over
Lifecycle Investment Strategy · Balanced · MySuper · performance test passed
6.23%#176 of 2575-yr 5.76% · fee $320 at $50k
- 3-year return
- 7.72%
- 5-year return
- 5.76%
- 7-year return
- 5.74%
- 10-year return
- 6.23%
- Growth allocation
- 64% growth assets
- Total fee at $50k
- $320
- Total fee at $100k
- $580
- Admin fee at $50k
- $110
- Performance test
- Passed
- Members
- 1,472,450
- Open to new members
- Yes
- Aspire 2 Group
QSuper Lifetime · Growth · MySuper · performance test passed
6.09%#189 of 2575-yr 4.60% · fee $320 at $50k
- 3-year return
- 7.95%
- 5-year return
- 4.60%
- 7-year return
- 5.32%
- 10-year return
- 6.09%
- Growth allocation
- 77% growth assets
- Total fee at $50k
- $320
- Total fee at $100k
- $570
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 505,860
- Open to new members
- Yes
- Focus 2 Group
QSuper Lifetime · Balanced · MySuper · performance test passed
5.69%#205 of 2575-yr 4.51% · fee $300 at $50k
- 3-year return
- 7.47%
- 5-year return
- 4.51%
- 7-year return
- 5.08%
- 10-year return
- 5.69%
- Growth allocation
- 68% growth assets
- Total fee at $50k
- $300
- Total fee at $100k
- $530
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 505,860
- Open to new members
- Yes
- Focus 3 Group
QSuper Lifetime · Moderate · MySuper · performance test passed
5.03%#220 of 2575-yr 3.87% · fee $280 at $50k
- 3-year return
- 6.79%
- 5-year return
- 3.87%
- 7-year return
- 4.40%
- 10-year return
- 5.03%
- Growth allocation
- 59% growth assets
- Total fee at $50k
- $280
- Total fee at $100k
- $500
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 505,860
- Open to new members
- Yes
- Sustain 1 Group
QSuper Lifetime · Moderate · MySuper · performance test passed
4.74%#222 of 2575-yr 4.51% · fee $270 at $50k
- 3-year return
- 6.95%
- 5-year return
- 4.51%
- 7-year return
- 4.54%
- 10-year return
- 4.74%
- Growth allocation
- 54% growth assets
- Total fee at $50k
- $270
- Total fee at $100k
- $480
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 505,860
- Open to new members
- Yes
- Sustain 2 Group
QSuper Lifetime · Moderate · MySuper · performance test passed
3.74%#244 of 2575-yr 4.10% · fee $260 at $50k
- 3-year return
- 6.51%
- 5-year return
- 4.10%
- 7-year return
- 3.79%
- 10-year return
- 3.74%
- Growth allocation
- 50% growth assets
- Total fee at $50k
- $260
- Total fee at $100k
- $460
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 505,860
- Open to new members
- Yes
- Sustain 3 Group
QSuper Lifetime · Moderate · MySuper · performance test passed
3.71%#245 of 2575-yr 4.05% · fee $250 at $50k
- 3-year return
- 6.43%
- 5-year return
- 4.05%
- 7-year return
- 3.76%
- 10-year return
- 3.71%
- Growth allocation
- 45% growth assets
- Total fee at $50k
- $250
- Total fee at $100k
- $440
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 505,860
- Open to new members
- Yes
Choice · 11
- High Growth
QSuper Accumulation account · High growth · Choice · performance test passed
10.08%#12 of 3885-yr 8.77% · fee $345 at $50k
- 3-year return
- 10.81%
- 5-year return
- 8.77%
- 7-year return
- 9.30%
- 10-year return
- 10.08%
- Growth allocation
- 91% growth assets
- Total fee at $50k
- $345
- Total fee at $100k
- $630
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 53,620
- Open to new members
- Yes
- Balanced
QSuper Accumulation account · Growth · Choice · performance test passed
8.69%#60 of 3885-yr 7.52% · fee $345 at $50k
- 3-year return
- 9.66%
- 5-year return
- 7.52%
- 7-year return
- 7.92%
- 10-year return
- 8.69%
- Growth allocation
- 80% growth assets
- Total fee at $50k
- $345
- Total fee at $100k
- $630
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 8,280
- Open to new members
- Yes
- Balanced Index
QSuper Accumulation account · Growth · Choice · performance test passed
8.03%#88 of 3885-yr 7.14% · fee $135 at $50k
- 3-year return
- 11.41%
- 5-year return
- 7.14%
- 7-year return
- 7.88%
- 10-year return
- 8.03%
- Growth allocation
- 81% growth assets
- Total fee at $50k
- $135
- Total fee at $100k
- $210
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 4,310
- Open to new members
- Yes
- Socially Conscious Balanced
QSuper Accumulation account · Growth · Choice · performance test passed
7.89%#89 of 3885-yr 6.95% · fee $395 at $50k
- 3-year return
- 9.66%
- 5-year return
- 6.95%
- 7-year return
- 7.66%
- 10-year return
- 7.89%
- Growth allocation
- 80% growth assets
- Total fee at $50k
- $395
- Total fee at $100k
- $730
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 5,030
- Open to new members
- Yes
- Conservative-Balanced
QSuper Accumulation account · Balanced · Choice · performance test passed
6.77%#176 of 3885-yr 5.97% · fee $340 at $50k
- 3-year return
- 7.77%
- 5-year return
- 5.97%
- 7-year return
- 6.10%
- 10-year return
- 6.77%
- Growth allocation
- 66% growth assets
- Total fee at $50k
- $340
- Total fee at $100k
- $620
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 4,220
- Open to new members
- Yes
Show 6 more
- Balanced Risk-Adjusted
QSuper Accumulation account · Balanced · Choice · performance test passed
6.32%#190 of 3885-yr 5.02% · fee $340 at $50k
- 3-year return
- 7.46%
- 5-year return
- 5.02%
- 7-year return
- 5.46%
- 10-year return
- 6.32%
- Growth allocation
- 75% growth assets
- Total fee at $50k
- $340
- Total fee at $100k
- $620
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 52,840
- Open to new members
- Yes
- Conservative
QSuper Accumulation account · Moderate · Choice · performance test passed
4.96%#259 of 3885-yr 4.32% · fee $335 at $50k
- 3-year return
- 5.89%
- 5-year return
- 4.32%
- 7-year return
- 4.36%
- 10-year return
- 4.96%
- Growth allocation
- 49% growth assets
- Total fee at $50k
- $335
- Total fee at $100k
- $600
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 17,450
- Open to new members
- Yes
- QSuper VPP (closed option)
QSuper Accumulation account · Moderate · Choice · performance test passed
3.93%#302 of 3885-yr 3.74% · fee $435 at $50k
- 3-year return
- 5.18%
- 5-year return
- 3.74%
- 7-year return
- 3.60%
- 10-year return
- 3.93%
- Growth allocation
- 49% growth assets
- Total fee at $50k
- $435
- Total fee at $100k
- $800
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 1,380
- Open to new members
- No
- Bonds Index
QSuper Accumulation account · Conservative · Choice · performance test passed
1.23%#376 of 3885-yr 0.06% · fee $135 at $50k
- 3-year return
- 3.21%
- 5-year return
- 0.06%
- 7-year return
- 0.52%
- 10-year return
- 1.23%
- Growth allocation
- 25% growth assets
- Total fee at $50k
- $135
- Total fee at $100k
- $210
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 7,520
- Open to new members
- Yes
- High Growth Index
QSuper Accumulation account · High growth · Choice · performance test passed
—No ten-year return published- 3-year return
- —
- 5-year return
- —
- 7-year return
- —
- 10-year return
- —
- Growth allocation
- 93% growth assets
- Total fee at $50k
- $135
- Total fee at $100k
- $210
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 10,480
- Open to new members
- Yes
- Unlisted Assets
QSuper Accumulation account · Growth · Choice · performance test passed
—No ten-year return published- 3-year return
- 6.26%
- 5-year return
- 7.32%
- 7-year return
- 7.51%
- 10-year return
- —
- Growth allocation
- 80% growth assets
- Total fee at $50k
- $690
- Total fee at $100k
- $1,320
- Admin fee at $50k
- $90
- Performance test
- Passed
- Members
- 1,370
- Open to new members
- Yes
Full superannuation record for Australian Retirement Trust →
MySuper returns are net of all fees for a $50k member; Choice returns are net investment returns before admin fees, as APRA publishes them. Compare all super options · Super report
Australian Retirement Trust has no savings accounts, credit cards, home loans, term deposits, personal loans, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
Notes on Australian Retirement Trust
to leave a note.