BankMate

Australian Retirement Trust superannuation

37 super products. 10-year return · ranked among options of the same type.

MySuper · 26

  • Less than 50

    Lifecycle Investment Strategy · High growth · MySuper · performance test passed

    8.58%7th of 257

    5-yr 7.57% · fee $365 at $50k

    3-year return
    9.95%
    5-year return
    7.57%
    7-year return
    7.88%
    10-year return
    8.58%
    Growth allocation
    91% growth assets
    Total fee at $50k
    $365
    Total fee at $100k
    $670
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 50 to 51

    Lifecycle Investment Strategy · Growth · MySuper · performance test passed

    8.57%7th of 257

    5-yr 7.54% · fee $365 at $50k

    3-year return
    9.90%
    5-year return
    7.54%
    7-year return
    7.86%
    10-year return
    8.57%
    Growth allocation
    90% growth assets
    Total fee at $50k
    $365
    Total fee at $100k
    $670
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 51 to 52

    Lifecycle Investment Strategy · Growth · MySuper · performance test passed

    8.54%8th of 257

    5-yr 7.48% · fee $365 at $50k

    3-year return
    9.80%
    5-year return
    7.48%
    7-year return
    7.81%
    10-year return
    8.54%
    Growth allocation
    88% growth assets
    Total fee at $50k
    $365
    Total fee at $100k
    $660
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 52 to 53

    Lifecycle Investment Strategy · Growth · MySuper · performance test passed

    8.51%8th of 257

    5-yr 7.42% · fee $360 at $50k

    3-year return
    9.70%
    5-year return
    7.42%
    7-year return
    7.77%
    10-year return
    8.51%
    Growth allocation
    86% growth assets
    Total fee at $50k
    $360
    Total fee at $100k
    $660
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 53 to 54

    Lifecycle Investment Strategy · Growth · MySuper · performance test passed

    8.48%11th of 257

    5-yr 7.36% · fee $360 at $50k

    3-year return
    9.59%
    5-year return
    7.36%
    7-year return
    7.73%
    10-year return
    8.48%
    Growth allocation
    84% growth assets
    Total fee at $50k
    $360
    Total fee at $100k
    $650
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 54 to 55

    Lifecycle Investment Strategy · Growth · MySuper · performance test passed

    8.45%13th of 257

    5-yr 7.30% · fee $355 at $50k

    3-year return
    9.49%
    5-year return
    7.30%
    7-year return
    7.69%
    10-year return
    8.45%
    Growth allocation
    82% growth assets
    Total fee at $50k
    $355
    Total fee at $100k
    $650
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 55 to 56

    Lifecycle Investment Strategy · Growth · MySuper · performance test passed

    8.32%22nd of 257

    5-yr 7.18% · fee $355 at $50k

    3-year return
    9.33%
    5-year return
    7.18%
    7-year return
    7.56%
    10-year return
    8.32%
    Growth allocation
    80% growth assets
    Total fee at $50k
    $355
    Total fee at $100k
    $650
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 56 to 57

    Lifecycle Investment Strategy · Growth · MySuper · performance test passed

    8.09%32nd of 257

    5-yr 7.02% · fee $350 at $50k

    3-year return
    9.14%
    5-year return
    7.02%
    7-year return
    7.36%
    10-year return
    8.09%
    Growth allocation
    79% growth assets
    Total fee at $50k
    $350
    Total fee at $100k
    $640
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 57 to 58

    Lifecycle Investment Strategy · Growth · MySuper · performance test passed

    7.86%44th of 257

    5-yr 6.86% · fee $350 at $50k

    3-year return
    8.95%
    5-year return
    6.86%
    7-year return
    7.16%
    10-year return
    7.86%
    Growth allocation
    77% growth assets
    Total fee at $50k
    $350
    Total fee at $100k
    $640
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 58 to 59

    Lifecycle Investment Strategy · Balanced · MySuper · performance test passed

    7.64%90th of 257

    5-yr 6.69% · fee $345 at $50k

    3-year return
    8.76%
    5-year return
    6.69%
    7-year return
    6.96%
    10-year return
    7.64%
    Growth allocation
    75% growth assets
    Total fee at $50k
    $345
    Total fee at $100k
    $630
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 59 to 60

    Lifecycle Investment Strategy · Balanced · MySuper · performance test passed

    7.41%109th of 257

    5-yr 6.53% · fee $345 at $50k

    3-year return
    8.57%
    5-year return
    6.53%
    7-year return
    6.76%
    10-year return
    7.41%
    Growth allocation
    73% growth assets
    Total fee at $50k
    $345
    Total fee at $100k
    $630
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Aspire 1 Group

    QSuper Lifetime · High growth · MySuper · performance test passed

    7.29%114th of 257

    5-yr 6.15% · fee $350 at $50k

    3-year return
    9.45%
    5-year return
    6.15%
    7-year return
    6.64%
    10-year return
    7.29%
    Growth allocation
    91% growth assets
    Total fee at $50k
    $350
    Total fee at $100k
    $630
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    505,860
    Open to new members
    Yes
    Go to site
  • Age 60 to 61

    Lifecycle Investment Strategy · Balanced · MySuper · performance test passed

    7.19%118th of 257

    5-yr 6.38% · fee $340 at $50k

    3-year return
    8.39%
    5-year return
    6.38%
    7-year return
    6.57%
    10-year return
    7.19%
    Growth allocation
    71% growth assets
    Total fee at $50k
    $340
    Total fee at $100k
    $620
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Outlook Group

    QSuper Lifetime · High growth · MySuper · performance test passed

    7.13%121st of 257

    5-yr 6.06% · fee $345 at $50k

    3-year return
    9.39%
    5-year return
    6.06%
    7-year return
    6.48%
    10-year return
    7.13%
    Growth allocation
    91% growth assets
    Total fee at $50k
    $345
    Total fee at $100k
    $630
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    505,860
    Open to new members
    Yes
    Go to site
  • Age 61 to 62

    Lifecycle Investment Strategy · Balanced · MySuper · performance test passed

    6.98%126th of 257

    5-yr 6.24% · fee $340 at $50k

    3-year return
    8.24%
    5-year return
    6.24%
    7-year return
    6.39%
    10-year return
    6.98%
    Growth allocation
    70% growth assets
    Total fee at $50k
    $340
    Total fee at $100k
    $610
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 62 to 63

    Lifecycle Investment Strategy · Balanced · MySuper · performance test passed

    6.76%140th of 257

    5-yr 6.10% · fee $335 at $50k

    3-year return
    8.09%
    5-year return
    6.10%
    7-year return
    6.20%
    10-year return
    6.76%
    Growth allocation
    68% growth assets
    Total fee at $50k
    $335
    Total fee at $100k
    $600
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 63 to 64

    Lifecycle Investment Strategy · Balanced · MySuper · performance test passed

    6.55%156th of 257

    5-yr 5.96% · fee $330 at $50k

    3-year return
    7.94%
    5-year return
    5.96%
    7-year return
    6.02%
    10-year return
    6.55%
    Growth allocation
    66% growth assets
    Total fee at $50k
    $330
    Total fee at $100k
    $600
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Focus 1 Group

    QSuper Lifetime · Growth · MySuper · performance test passed

    6.34%170th of 257

    5-yr 5.17% · fee $320 at $50k

    3-year return
    8.25%
    5-year return
    5.17%
    7-year return
    5.74%
    10-year return
    6.34%
    Growth allocation
    77% growth assets
    Total fee at $50k
    $320
    Total fee at $100k
    $570
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    505,860
    Open to new members
    Yes
    Go to site
  • Age 64 to 65

    Lifecycle Investment Strategy · Balanced · MySuper · performance test passed

    6.33%170th of 257

    5-yr 5.82% · fee $325 at $50k

    3-year return
    7.79%
    5-year return
    5.82%
    7-year return
    5.83%
    10-year return
    6.33%
    Growth allocation
    65% growth assets
    Total fee at $50k
    $325
    Total fee at $100k
    $590
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Age 65 and over

    Lifecycle Investment Strategy · Balanced · MySuper · performance test passed

    6.23%176th of 257

    5-yr 5.76% · fee $320 at $50k

    3-year return
    7.72%
    5-year return
    5.76%
    7-year return
    5.74%
    10-year return
    6.23%
    Growth allocation
    64% growth assets
    Total fee at $50k
    $320
    Total fee at $100k
    $580
    Admin fee at $50k
    $110
    Performance test
    Passed
    Members
    1,472,450
    Open to new members
    Yes
    Go to site
  • Aspire 2 Group

    QSuper Lifetime · Growth · MySuper · performance test passed

    6.09%189th of 257

    5-yr 4.60% · fee $320 at $50k

    3-year return
    7.95%
    5-year return
    4.60%
    7-year return
    5.32%
    10-year return
    6.09%
    Growth allocation
    77% growth assets
    Total fee at $50k
    $320
    Total fee at $100k
    $570
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    505,860
    Open to new members
    Yes
    Go to site
  • Focus 2 Group

    QSuper Lifetime · Balanced · MySuper · performance test passed

    5.69%205th of 257

    5-yr 4.51% · fee $300 at $50k

    3-year return
    7.47%
    5-year return
    4.51%
    7-year return
    5.08%
    10-year return
    5.69%
    Growth allocation
    68% growth assets
    Total fee at $50k
    $300
    Total fee at $100k
    $530
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    505,860
    Open to new members
    Yes
    Go to site
  • Focus 3 Group

    QSuper Lifetime · Moderate · MySuper · performance test passed

    5.03%220th of 257

    5-yr 3.87% · fee $280 at $50k

    3-year return
    6.79%
    5-year return
    3.87%
    7-year return
    4.40%
    10-year return
    5.03%
    Growth allocation
    59% growth assets
    Total fee at $50k
    $280
    Total fee at $100k
    $500
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    505,860
    Open to new members
    Yes
    Go to site
  • Sustain 1 Group

    QSuper Lifetime · Moderate · MySuper · performance test passed

    4.74%222nd of 257

    5-yr 4.51% · fee $270 at $50k

    3-year return
    6.95%
    5-year return
    4.51%
    7-year return
    4.54%
    10-year return
    4.74%
    Growth allocation
    54% growth assets
    Total fee at $50k
    $270
    Total fee at $100k
    $480
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    505,860
    Open to new members
    Yes
    Go to site
  • Sustain 2 Group

    QSuper Lifetime · Moderate · MySuper · performance test passed

    3.74%244th of 257

    5-yr 4.10% · fee $260 at $50k

    3-year return
    6.51%
    5-year return
    4.10%
    7-year return
    3.79%
    10-year return
    3.74%
    Growth allocation
    50% growth assets
    Total fee at $50k
    $260
    Total fee at $100k
    $460
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    505,860
    Open to new members
    Yes
    Go to site
  • Sustain 3 Group

    QSuper Lifetime · Moderate · MySuper · performance test passed

    3.71%245th of 257

    5-yr 4.05% · fee $250 at $50k

    3-year return
    6.43%
    5-year return
    4.05%
    7-year return
    3.76%
    10-year return
    3.71%
    Growth allocation
    45% growth assets
    Total fee at $50k
    $250
    Total fee at $100k
    $440
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    505,860
    Open to new members
    Yes
    Go to site

Choice · 11

  • High Growth

    QSuper Accumulation account · High growth · Choice · performance test passed

    10.08%12th of 388

    5-yr 8.77% · fee $345 at $50k

    3-year return
    10.81%
    5-year return
    8.77%
    7-year return
    9.30%
    10-year return
    10.08%
    Growth allocation
    91% growth assets
    Total fee at $50k
    $345
    Total fee at $100k
    $630
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    53,620
    Open to new members
    Yes
    Go to site
  • Balanced

    QSuper Accumulation account · Growth · Choice · performance test passed

    8.69%60th of 388

    5-yr 7.52% · fee $345 at $50k

    3-year return
    9.66%
    5-year return
    7.52%
    7-year return
    7.92%
    10-year return
    8.69%
    Growth allocation
    80% growth assets
    Total fee at $50k
    $345
    Total fee at $100k
    $630
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    8,280
    Open to new members
    Yes
    Go to site
  • Balanced Index

    QSuper Accumulation account · Growth · Choice · performance test passed

    8.03%88th of 388

    5-yr 7.14% · fee $135 at $50k

    3-year return
    11.41%
    5-year return
    7.14%
    7-year return
    7.88%
    10-year return
    8.03%
    Growth allocation
    81% growth assets
    Total fee at $50k
    $135
    Total fee at $100k
    $210
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    4,310
    Open to new members
    Yes
    Go to site
  • Socially Conscious Balanced

    QSuper Accumulation account · Growth · Choice · performance test passed

    7.89%89th of 388

    5-yr 6.95% · fee $395 at $50k

    3-year return
    9.66%
    5-year return
    6.95%
    7-year return
    7.66%
    10-year return
    7.89%
    Growth allocation
    80% growth assets
    Total fee at $50k
    $395
    Total fee at $100k
    $730
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    5,030
    Open to new members
    Yes
    Go to site
  • Conservative-Balanced

    QSuper Accumulation account · Balanced · Choice · performance test passed

    6.77%176th of 388

    5-yr 5.97% · fee $340 at $50k

    3-year return
    7.77%
    5-year return
    5.97%
    7-year return
    6.10%
    10-year return
    6.77%
    Growth allocation
    66% growth assets
    Total fee at $50k
    $340
    Total fee at $100k
    $620
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    4,220
    Open to new members
    Yes
    Go to site
  • Balanced Risk-Adjusted

    QSuper Accumulation account · Balanced · Choice · performance test passed

    6.32%190th of 388

    5-yr 5.02% · fee $340 at $50k

    3-year return
    7.46%
    5-year return
    5.02%
    7-year return
    5.46%
    10-year return
    6.32%
    Growth allocation
    75% growth assets
    Total fee at $50k
    $340
    Total fee at $100k
    $620
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    52,840
    Open to new members
    Yes
    Go to site
  • Conservative

    QSuper Accumulation account · Moderate · Choice · performance test passed

    4.96%259th of 388

    5-yr 4.32% · fee $335 at $50k

    3-year return
    5.89%
    5-year return
    4.32%
    7-year return
    4.36%
    10-year return
    4.96%
    Growth allocation
    49% growth assets
    Total fee at $50k
    $335
    Total fee at $100k
    $600
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    17,450
    Open to new members
    Yes
    Go to site
  • QSuper VPP (closed option)

    QSuper Accumulation account · Moderate · Choice · performance test passed

    3.93%302nd of 388

    5-yr 3.74% · fee $435 at $50k

    3-year return
    5.18%
    5-year return
    3.74%
    7-year return
    3.60%
    10-year return
    3.93%
    Growth allocation
    49% growth assets
    Total fee at $50k
    $435
    Total fee at $100k
    $800
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    1,380
    Open to new members
    No
    Go to site
  • Bonds Index

    QSuper Accumulation account · Conservative · Choice · performance test passed

    1.23%376th of 388

    5-yr 0.06% · fee $135 at $50k

    3-year return
    3.21%
    5-year return
    0.06%
    7-year return
    0.52%
    10-year return
    1.23%
    Growth allocation
    25% growth assets
    Total fee at $50k
    $135
    Total fee at $100k
    $210
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    7,520
    Open to new members
    Yes
    Go to site
  • High Growth Index

    QSuper Accumulation account · High growth · Choice · performance test passed

    —No ten-year return published
    3-year return
    —
    5-year return
    —
    7-year return
    —
    10-year return
    —
    Growth allocation
    93% growth assets
    Total fee at $50k
    $135
    Total fee at $100k
    $210
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    10,480
    Open to new members
    Yes
    Go to site
  • Unlisted Assets

    QSuper Accumulation account · Growth · Choice · performance test passed

    —No ten-year return published
    3-year return
    6.26%
    5-year return
    7.32%
    7-year return
    7.51%
    10-year return
    —
    Growth allocation
    80% growth assets
    Total fee at $50k
    $690
    Total fee at $100k
    $1,320
    Admin fee at $50k
    $90
    Performance test
    Passed
    Members
    1,370
    Open to new members
    Yes
    Go to site
Compare all 42 funds

No changes recorded for Australian Retirement Trust's super products since tracking began on 12 September 2026.

MySuper returns are net of all fees for a $50k member; Choice returns are net investment returns before admin fees, as APRA publishes them. Compare super options · Super report

Notes on Australian Retirement Trust super products

to leave a note.

As of 1 November 2026, Australian Retirement Trust has 37 investment options in APRA's data as at 30 June 2026: 26 MySuper options and 11 Choice options. Its Less than 50 returned 8.58% a year over ten years, 7th of 257 MySuper options. From APRA's published product statistics.