Bank Australia
Every change at Bank Australia
33 changes since 1 March 2026 · our own corrections of a misread figure aren’t shown
October 202614 changes
- 28Wed
- Term depositsTerm Deposit12-month up 0.1028 days after the RBA rise to 4.60%+0.10
12-month, paid at maturity 5.50 5.60 +0.10 12-month, paid monthly 5.40 5.50 +0.10
- 16Fri
- Home loansBasic Investment Loan IO4 variants up 0.2516 days after the RBA rise to 4.60%+0.25All Variable · Interest Only · Investor
70–80% LVR 6.45 6.70 +0.25 60–70% LVR 6.45 6.70 +0.25 ≤60% LVR 6.45 6.70 +0.25 80–90% LVR 6.70 6.95 +0.25 - Home loansBasic Investment Loan4 variants up 0.2516 days after the RBA rise to 4.60%+0.25All Variable · P&I · Investor
60–70% LVR 6.34 6.59 +0.25 ≤60% LVR 6.34 6.59 +0.25 70–80% LVR 6.34 6.59 +0.25 80–90% LVR 6.59 6.84 +0.25 - Home loansBasic Home Loan5 variants up 0.2516 days after the RBA rise to 4.60%+0.25All Variable · P&I · Owner-occupier
≤60% LVR 6.13 6.38 +0.25 60–70% LVR 6.13 6.38 +0.25 70–80% LVR 6.14 6.39 +0.25 80–90% LVR 6.39 6.64 +0.25 90–95% LVR 6.65 6.90 +0.25 - Home loansBasic Home Loan Fixed20 variants up 0.13 to 0.2316 days after the RBA rise to 4.60%+0.13 to +0.23All P&I · Owner-occupier
1yr Fixed · 70–80% LVR 6.21 6.43 +0.22 1yr Fixed · 60–70% LVR 6.20 6.42 +0.22 1yr Fixed · ≤60% LVR 6.20 6.42 +0.22 2yr Fixed · 70–80% LVR 6.27 6.47 +0.20 2yr Fixed · 60–70% LVR 6.26 6.47 +0.21 2yr Fixed · ≤60% LVR 6.26 6.47 +0.21 3yr Fixed · 70–80% LVR 6.36 6.54 +0.18 3yr Fixed · ≤60% LVR 6.35 6.53 +0.18 3yr Fixed · 60–70% LVR 6.35 6.53 +0.18 5yr Fixed · ≤60% LVR 6.51 6.65 +0.14 5yr Fixed · 60–70% LVR 6.51 6.65 +0.14 5yr Fixed · 70–80% LVR 6.52 6.66 +0.14 1yr Fixed · 80–90% LVR 6.46 6.69 +0.23 2yr Fixed · 80–90% LVR 6.52 6.72 +0.20 1yr Fixed · 90–95% LVR 6.69 6.92 +0.23 2yr Fixed · 90–95% LVR 6.74 6.94 +0.20 3yr Fixed · 80–90% LVR 6.62 6.80 +0.18 3yr Fixed · 90–95% LVR 6.81 6.99 +0.18 5yr Fixed · 80–90% LVR 6.80 6.93 +0.13 5yr Fixed · 90–95% LVR 6.94 7.08 +0.14 - Home loansOffset Home Loan Fixed20 variants up 0.14 to 0.2316 days after the RBA rise to 4.60%+0.14 to +0.23All P&I · Owner-occupier
1yr Fixed · 60–70% LVR 6.38 6.60 +0.22 1yr Fixed · 70–80% LVR 6.43 6.65 +0.22 1yr Fixed · ≤60% LVR 6.38 6.60 +0.22 2yr Fixed · ≤60% LVR 6.45 6.65 +0.20 2yr Fixed · 60–70% LVR 6.45 6.65 +0.20 2yr Fixed · 70–80% LVR 6.49 6.69 +0.20 3yr Fixed · ≤60% LVR 6.54 6.71 +0.17 3yr Fixed · 60–70% LVR 6.54 6.71 +0.17 3yr Fixed · 70–80% LVR 6.57 6.75 +0.18 5yr Fixed · ≤60% LVR 6.70 6.84 +0.14 5yr Fixed · 70–80% LVR 6.73 6.87 +0.14 5yr Fixed · 60–70% LVR 6.70 6.84 +0.14 1yr Fixed · 90–95% LVR 7.09 7.31 +0.22 2yr Fixed · 80–90% LVR 6.71 6.91 +0.20 1yr Fixed · 80–90% LVR 6.64 6.87 +0.23 2yr Fixed · 90–95% LVR 7.11 7.31 +0.20 3yr Fixed · 90–95% LVR 7.16 7.34 +0.18 3yr Fixed · 80–90% LVR 6.81 6.98 +0.17 5yr Fixed · 90–95% LVR 7.25 7.39 +0.14 5yr Fixed · 80–90% LVR 6.98 7.12 +0.14 - Home loansOffset Investment Loan Fixed14 variants up 0.14 to 0.2316 days after the RBA rise to 4.60%+0.14 to +0.23All P&I · Investor
1yr Fixed · 60–70% LVR 6.53 6.75 +0.22 1yr Fixed · ≤60% LVR 6.48 6.71 +0.23 1yr Fixed · 70–80% LVR 6.57 6.80 +0.23 2yr Fixed · 70–80% LVR 6.63 6.83 +0.20 2yr Fixed · ≤60% LVR 6.55 6.75 +0.20 2yr Fixed · 60–70% LVR 6.59 6.79 +0.20 3yr Fixed · 70–80% LVR 6.70 6.88 +0.18 3yr Fixed · ≤60% LVR 6.63 6.81 +0.18 5yr Fixed · ≤60% LVR 6.78 6.92 +0.14 5yr Fixed · 60–70% LVR 6.81 6.95 +0.14 5yr Fixed · 70–80% LVR 6.84 6.98 +0.14 2yr Fixed · 80–90% LVR 6.98 7.17 +0.19 1yr Fixed · 80–90% LVR 6.93 7.15 +0.22 3yr Fixed · 80–90% LVR 7.08 7.25 +0.17 - Home loansOffset Investment Loan4 variants up 0.24 to 0.2516 days after the RBA rise to 4.60%+0.24 to +0.25All Variable · P&I · Investor
≤60% LVR 6.43 6.68 +0.25 60–70% LVR 6.48 6.73 +0.25 70–80% LVR 6.53 6.77 +0.24 80–90% LVR 6.87 7.12 +0.25 - Home loansBasic Investment Loan Fixed IO14 variants up 0.14 to 0.2316 days after the RBA rise to 4.60%+0.14 to +0.23All Interest Only · Investor
1yr Fixed · 70–80% LVR 6.42 6.64 +0.22 1yr Fixed · 60–70% LVR 6.42 6.64 +0.22 1yr Fixed · ≤60% LVR 6.42 6.64 +0.22 2yr Fixed · 60–70% LVR 6.49 6.69 +0.20 2yr Fixed · ≤60% LVR 6.49 6.69 +0.20 2yr Fixed · 70–80% LVR 6.49 6.69 +0.20 3yr Fixed · ≤60% LVR 6.58 6.76 +0.18 3yr Fixed · 70–80% LVR 6.58 6.76 +0.18 3yr Fixed · 60–70% LVR 6.58 6.76 +0.18 5yr Fixed · ≤60% LVR 6.76 6.90 +0.14 5yr Fixed · 60–70% LVR 6.76 6.90 +0.14 1yr Fixed · 80–90% LVR 6.67 6.90 +0.23 2yr Fixed · 80–90% LVR 6.74 6.94 +0.20 3yr Fixed · 80–90% LVR 6.85 7.03 +0.18 - Home loansOffset Investment Loan Fixed IO14 variants up 0.14 to 0.2216 days after the RBA rise to 4.60%+0.14 to +0.22All Interest Only · Investor
1yr Fixed · 60–70% LVR 6.55 6.77 +0.22 1yr Fixed · ≤60% LVR 6.51 6.73 +0.22 1yr Fixed · 70–80% LVR 6.60 6.82 +0.22 2yr Fixed · 60–70% LVR 6.63 6.83 +0.20 2yr Fixed · 70–80% LVR 6.67 6.87 +0.20 2yr Fixed · ≤60% LVR 6.59 6.79 +0.20 3yr Fixed · ≤60% LVR 6.69 6.87 +0.18 3yr Fixed · 60–70% LVR 6.72 6.90 +0.18 3yr Fixed · 70–80% LVR 6.76 6.94 +0.18 5yr Fixed · ≤60% LVR 6.87 7.01 +0.14 5yr Fixed · 60–70% LVR 6.90 7.04 +0.14 2yr Fixed · 80–90% LVR 7.02 7.22 +0.20 1yr Fixed · 80–90% LVR 6.95 7.17 +0.22 3yr Fixed · 80–90% LVR 7.14 7.32 +0.18 - Home loansBasic Investment Loan Fixed16 variants up 0.14 to 0.2216 days after the RBA rise to 4.60%+0.14 to +0.22All P&I · Investor
1yr Fixed · 70–80% LVR 6.39 6.61 +0.22 1yr Fixed · 60–70% LVR 6.39 6.61 +0.22 1yr Fixed · ≤60% LVR 6.39 6.61 +0.22 2yr Fixed · 70–80% LVR 6.44 6.64 +0.20 2yr Fixed · 60–70% LVR 6.44 6.64 +0.20 2yr Fixed · ≤60% LVR 6.44 6.64 +0.20 3yr Fixed · ≤60% LVR 6.52 6.69 +0.17 3yr Fixed · 60–70% LVR 6.52 6.69 +0.17 3yr Fixed · 70–80% LVR 6.52 6.69 +0.17 5yr Fixed · 70–80% LVR 6.65 6.79 +0.14 5yr Fixed · 60–70% LVR 6.65 6.79 +0.14 5yr Fixed · ≤60% LVR 6.65 6.79 +0.14 2yr Fixed · 80–90% LVR 6.69 6.89 +0.20 1yr Fixed · 80–90% LVR 6.65 6.87 +0.22 3yr Fixed · 80–90% LVR 6.78 6.96 +0.18 5yr Fixed · 80–90% LVR 6.91 7.05 +0.14 - Home loansOffset Home Loan5 variants up 0.24 to 0.2516 days after the RBA rise to 4.60%+0.24 to +0.25All Variable · P&I · Owner-occupier
≤60% LVR 6.32 6.57 +0.25 60–70% LVR 6.32 6.57 +0.25 70–80% LVR 6.37 6.62 +0.25 80–90% LVR 6.58 6.82 +0.24 90–95% LVR 7.07 7.32 +0.25 - Home loansOffset Investment Loan IO4 variants up 0.2516 days after the RBA rise to 4.60%+0.25All Variable · Interest Only · Investor
≤60% LVR 6.52 6.77 +0.25 60–70% LVR 6.57 6.82 +0.25 70–80% LVR 6.62 6.87 +0.25 80–90% LVR 6.97 7.22 +0.25
- 15Thu
- Savings accounts3 accounts up 0.2515 days after the RBA rise to 4.60%+0.25
Bonus Saver 5.10 5.35 +0.25 mySaver 5.10 5.35 +0.25 Online Saver 4.35 4.60 +0.25
September 202610 changes
- 23Wed
- Term depositsTerm Deposit2 terms up 0.05 to 0.20+0.05 to +0.20
3-month, paid at maturity 5.05 5.10 +0.05 9-month, paid at maturity 5.10 5.30 +0.20
- 19Sat
- Home loansOffset Home Loan Fixed20 variants up 0.04 to 0.18+0.04 to +0.18All P&I · Owner-occupier
1yr Fixed · 60–70% LVR 6.34 6.38 +0.04 1yr Fixed · 70–80% LVR 6.38 6.43 +0.05 1yr Fixed · ≤60% LVR 6.34 6.38 +0.04 2yr Fixed · ≤60% LVR 6.37 6.45 +0.08 2yr Fixed · 60–70% LVR 6.37 6.45 +0.08 2yr Fixed · 70–80% LVR 6.41 6.49 +0.08 3yr Fixed · ≤60% LVR 6.42 6.54 +0.12 3yr Fixed · 60–70% LVR 6.42 6.54 +0.12 3yr Fixed · 70–80% LVR 6.46 6.57 +0.11 5yr Fixed · ≤60% LVR 6.52 6.70 +0.18 5yr Fixed · 70–80% LVR 6.55 6.73 +0.18 5yr Fixed · 60–70% LVR 6.52 6.70 +0.18 1yr Fixed · 90–95% LVR 7.05 7.09 +0.04 2yr Fixed · 80–90% LVR 6.63 6.71 +0.08 1yr Fixed · 80–90% LVR 6.60 6.64 +0.04 2yr Fixed · 90–95% LVR 7.03 7.11 +0.08 3yr Fixed · 90–95% LVR 7.04 7.16 +0.12 3yr Fixed · 80–90% LVR 6.69 6.81 +0.12 5yr Fixed · 90–95% LVR 7.07 7.25 +0.18 5yr Fixed · 80–90% LVR 6.80 6.98 +0.18 - Home loansOffset Investment Loan Fixed15 variants up 0.04 to 0.40+0.04 to +0.40All P&I · Investor
1yr Fixed · 60–70% LVR 6.49 6.53 +0.04 1yr Fixed · ≤60% LVR 6.44 6.48 +0.04 1yr Fixed · 70–80% LVR 6.53 6.57 +0.04 2yr Fixed · 70–80% LVR 6.55 6.63 +0.08 2yr Fixed · ≤60% LVR 6.47 6.55 +0.08 2yr Fixed · 60–70% LVR 6.51 6.59 +0.08 3yr Fixed · 70–80% LVR 6.58 6.70 +0.12 3yr Fixed · ≤60% LVR 6.51 6.63 +0.12 5yr Fixed · ≤60% LVR 6.60 6.78 +0.18 5yr Fixed · 60–70% LVR 6.63 6.81 +0.18 5yr Fixed · 70–80% LVR 6.66 6.84 +0.18 2yr Fixed · 80–90% LVR 6.89 6.98 +0.09 1yr Fixed · 80–90% LVR 6.88 6.93 +0.05 3yr Fixed · 80–90% LVR 6.96 7.08 +0.12 5yr Fixed · 80–90% LVR 7.17 7.57 +0.40 - Home loansBasic Investment Loan Fixed IO14 variants up 0.04 to 0.18+0.04 to +0.18All Interest Only · Investor
1yr Fixed · 70–80% LVR 6.37 6.42 +0.05 1yr Fixed · 60–70% LVR 6.37 6.42 +0.05 1yr Fixed · ≤60% LVR 6.37 6.42 +0.05 2yr Fixed · 60–70% LVR 6.41 6.49 +0.08 2yr Fixed · ≤60% LVR 6.41 6.49 +0.08 2yr Fixed · 70–80% LVR 6.41 6.49 +0.08 3yr Fixed · ≤60% LVR 6.47 6.58 +0.11 3yr Fixed · 70–80% LVR 6.47 6.58 +0.11 3yr Fixed · 60–70% LVR 6.47 6.58 +0.11 5yr Fixed · ≤60% LVR 6.58 6.76 +0.18 5yr Fixed · 60–70% LVR 6.58 6.76 +0.18 1yr Fixed · 80–90% LVR 6.63 6.67 +0.04 2yr Fixed · 80–90% LVR 6.66 6.74 +0.08 3yr Fixed · 80–90% LVR 6.74 6.85 +0.11 - Home loansOffset Investment Loan Fixed IO14 variants up 0.04 to 0.18+0.04 to +0.18All Interest Only · Investor
1yr Fixed · 60–70% LVR 6.51 6.55 +0.04 1yr Fixed · ≤60% LVR 6.47 6.51 +0.04 1yr Fixed · 70–80% LVR 6.55 6.60 +0.05 2yr Fixed · 60–70% LVR 6.55 6.63 +0.08 2yr Fixed · 70–80% LVR 6.59 6.67 +0.08 2yr Fixed · ≤60% LVR 6.51 6.59 +0.08 3yr Fixed · ≤60% LVR 6.57 6.69 +0.12 3yr Fixed · 60–70% LVR 6.61 6.72 +0.11 3yr Fixed · 70–80% LVR 6.65 6.76 +0.11 5yr Fixed · ≤60% LVR 6.69 6.87 +0.18 5yr Fixed · 60–70% LVR 6.72 6.90 +0.18 2yr Fixed · 80–90% LVR 6.94 7.02 +0.08 1yr Fixed · 80–90% LVR 6.91 6.95 +0.04 3yr Fixed · 80–90% LVR 7.02 7.14 +0.12 - Home loansBasic Home Loan Fixed20 variants up 0.04 to 0.18+0.04 to +0.18All P&I · Owner-occupier
1yr Fixed · 70–80% LVR 6.16 6.21 +0.05 1yr Fixed · 60–70% LVR 6.16 6.20 +0.04 1yr Fixed · ≤60% LVR 6.16 6.20 +0.04 2yr Fixed · 70–80% LVR 6.19 6.27 +0.08 2yr Fixed · 60–70% LVR 6.19 6.26 +0.07 2yr Fixed · ≤60% LVR 6.19 6.26 +0.07 3yr Fixed · 70–80% LVR 6.24 6.36 +0.12 3yr Fixed · ≤60% LVR 6.24 6.35 +0.11 3yr Fixed · 60–70% LVR 6.24 6.35 +0.11 5yr Fixed · ≤60% LVR 6.34 6.51 +0.17 5yr Fixed · 60–70% LVR 6.34 6.51 +0.17 5yr Fixed · 70–80% LVR 6.34 6.52 +0.18 1yr Fixed · 80–90% LVR 6.42 6.46 +0.04 2yr Fixed · 80–90% LVR 6.44 6.52 +0.08 1yr Fixed · 90–95% LVR 6.65 6.69 +0.04 2yr Fixed · 90–95% LVR 6.66 6.74 +0.08 3yr Fixed · 80–90% LVR 6.51 6.62 +0.11 3yr Fixed · 90–95% LVR 6.69 6.81 +0.12 5yr Fixed · 80–90% LVR 6.62 6.80 +0.18 5yr Fixed · 90–95% LVR 6.76 6.94 +0.18 - Home loansBasic Investment Loan Fixed16 variants up 0.04 to 0.18+0.04 to +0.18All P&I · Investor
1yr Fixed · 70–80% LVR 6.35 6.39 +0.04 1yr Fixed · 60–70% LVR 6.35 6.39 +0.04 1yr Fixed · ≤60% LVR 6.35 6.39 +0.04 2yr Fixed · 70–80% LVR 6.36 6.44 +0.08 2yr Fixed · 60–70% LVR 6.36 6.44 +0.08 2yr Fixed · ≤60% LVR 6.36 6.44 +0.08 3yr Fixed · ≤60% LVR 6.40 6.52 +0.12 3yr Fixed · 60–70% LVR 6.40 6.52 +0.12 3yr Fixed · 70–80% LVR 6.40 6.52 +0.12 5yr Fixed · 70–80% LVR 6.48 6.65 +0.17 5yr Fixed · 60–70% LVR 6.48 6.65 +0.17 5yr Fixed · ≤60% LVR 6.48 6.65 +0.17 2yr Fixed · 80–90% LVR 6.61 6.69 +0.08 1yr Fixed · 80–90% LVR 6.60 6.65 +0.05 3yr Fixed · 80–90% LVR 6.67 6.78 +0.11 5yr Fixed · 80–90% LVR 6.73 6.91 +0.18
- 16Wed
- +0.10
- 9Wed
- +0.05
- 2Wed
- Term depositsTerm Deposit2 terms up 0.10+0.10
6-month, paid at maturity 5.20 5.30 +0.10 12-month, paid monthly 5.15 5.25 +0.10
August 20261 change
- 26Wed
- Term depositsTerm Deposit2 terms moved in both directions−0.05 to +0.05
3-month, paid at maturity 5.00 5.05 +0.05 12-month, paid monthly 5.20 5.15 −0.05
July 20262 changes
- 9Thu
- −0.10
- 1Wed
- −0.05
June 20261 change
- 25Thu
- +0.10
May 20263 changes
- 21Thu
- Savings accounts2 accounts up 0.2515 days after the RBA rise to 4.35%+0.25
Bonus Saver 4.85 5.10 +0.25 mySaver 4.85 5.10 +0.25
- 20Wed
- Term depositsTerm Deposit2 terms up 0.05 to 0.2014 days after the RBA rise to 4.35%+0.05 to +0.20
3-month, paid at maturity 4.80 5.00 +0.20 6-month, paid at maturity 5.15 5.20 +0.05
- 12Tue
- −0.10
April 20262 changes
- 29Wed
- Term depositsTerm Deposit2 terms up 0.1042 days after the RBA rise to 4.10%+0.10
9-month, paid at maturity 5.00 5.10 +0.10 12-month, paid monthly 5.25 5.35 +0.10
- 2Thu
- Savings accounts2 accounts up 0.2515 days after the RBA rise to 4.10%+0.25
Bonus Saver 4.60 4.85 +0.25 mySaver 4.60 4.85 +0.25
No changes on record for Bank Australia’s credit cards, personal loans, everyday accounts.