Provider
LiveIMB Bank
As of 18 September 2026, IMB Bank has 6 products across three of the 8 pillars BankMate tracks: 2 savings accounts, 1 term deposit and 3 personal loans. Its highest-placed product is New Car Loan at 6.59% comparison rate, 19th of 212 unsecured loans. Its rates last moved on 2 September 2026.
- Pillars
- 3 of 8
- No credit cards, home loans, superannuation…
- Products tracked
- 6
- 2 savings accounts · 1 term deposit · 3 personal loans
- Highest placed
- #19
- New Car Loan · of 212 unsecured loans
- Last change
- 2 Sept 2026
- 5 changes on record
What changed
5 changes across 2 pillars since 27 Mar 2026- Term depositsTerm Deposit · 12-month 5.25 → 5.15−0.10
- Term depositsTerm Deposit · 3-month 4.60 → 5.00+0.40
- Term depositsTerm Deposit · 6-month 5.00 → 5.1036 days after the RBA rise to 4.35%+0.10
- Savings accounts2 accounts up 0.20 to 0.2523 days after the RBA rise to 4.35%mixed
- Zoo Account 4.25 → 4.50
- Reward Saver Account 3.00 → 3.20
- Term depositsTerm Deposit · 12-month 5.20 → 5.2513 days after the RBA rise to 4.35%+0.05
Savings accounts · 2
Total rate, conditions met · ranked among 94 accounts$10 deposit a month · no withdrawals · bonus up to $250k
4.50%#75 of 940.10% base + 4.40% bonus
- Monthly deposits
- $10/month
- Withdrawals
- Not allowed
- Balance range
- $0 - $250,000
- Age
- Up to 12 years
$50 deposit a month · no withdrawals · bonus up to $1m
3.20%#92 of 940.00% base + 3.20% bonus
- Monthly deposits
- $50/month
- Withdrawals
- Not allowed
- Balance range
- $0 - $1,000,000
Full savings accounts record for IMB Bank →
Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for IMB Bank · Compare all savings accounts
Term deposits · 1
Best rate per product, by term · ranked within each terminterest annually or quarterly or monthly · from $5,000 · 7 terms
3 mo 5.00%6 mo 5.10%1 yr 5.15%2 yr 4.50%3 yr 4.50%5 yr 4.00%4 yr 4.00%5.15%#115 of 5901 year
- 3 months
- 5.00% · #18 of 369
- 6 months
- 5.10% · #43 of 547
- 1 year
- 5.15% · #115 of 590
- 2 years
- 4.50% · #196 of 394
- 3 years
- 4.50% · #117 of 345
- 5 years
- 4.00% · #51 of 152
- 4 years
- 4.00% · #66 of 157
- Minimum deposit
- $5,000
- Interest paid
- Annually or Quarterly or Monthly
- Early withdrawal
- Not allowed
Full term deposits record for IMB Bank →
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Personal loans · 3
Comparison rate · ranked within unsecured or secured loansUnsecured · 2
Unsecured · fixed · car loan · $250 application
6.59%#19 of 212comparison · from 6.24% advertised
- Advertised rate
- from 6.24% p.a.
- Comparison rate
- 6.59% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $2,000 – $125,000
- Extra repayments
- Yes
Unsecured · fixed · any purpose · $250 application
9.60%#117 of 212comparison · from 9.24% advertised
- Advertised rate
- from 9.24% p.a.
- Comparison rate
- 9.60% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $2,000 – $50,000
- Extra repayments
- Yes
Secured · 1
Secured · fixed · car loan · $250 application
7.59%#15 of 48comparison · from 7.24% advertised
- Advertised rate
- from 7.24% p.a.
- Comparison rate
- 7.59% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $2,000 – $75,000
- Extra repayments
- Yes
Full personal loans record for IMB Bank →
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
IMB Bank has no credit cards, home loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
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