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Bank profile · Term deposits

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IMB Bank term deposits

IMB Bank also offers savings accounts and personal loans · Provider overview →

As of 18 September 2026, IMB Bank has one term deposit product tracked by BankMate, over seven terms from 3 months to 5 years. Its highest rate is 5.15% p.a. on the Term Deposit for 1 year, 115th of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 2 September 2026.

Best rate
5.15%
1 year · Term Deposit
Market rank
#115
of 590 12-month deposits
Terms
7
1 product
Last change
2 Sept 2026
4 changes on record

Rates over time

Best 12-month rate per product
  • Term Deposit
  • RBA cash rate
  • Market average · 12-month deposits
2.003.004.005.00MayJunJulAugToday5.15

What changed

4 changes since 9 Apr 2026
  1. Term Deposit · 12-month 5.25 → 5.15
    −0.10
  2. Term Deposit · 3-month 4.60 → 5.00
    +0.40
  3. Term Deposit · 6-month 5.00 → 5.1036 days after the RBA rise to 4.35%
    +0.10
  4. Term Deposit · 12-month 5.20 → 5.2513 days after the RBA rise to 4.35%
    +0.05

Term deposits

Best rate per product, by term · ranked within each term
  • interest annually or quarterly or monthly · from $5,000 · 7 terms

    3 mo 5.00%6 mo 5.10%1 yr 5.15%2 yr 4.50%3 yr 4.50%5 yr 4.00%4 yr 4.00%
    5.15%#115 of 590

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on IMB Bank term deposits

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