Every change at RACQ Bank

20 changes since 9 April 2026 · our own corrections of a misread figure aren’t shown

October 202618 changes

14Wed
- Home loans2 Year Fixed Home Loan Investment Interest Only2-year fixed investor interest-only 7.06 → 7.2614 days after the RBA rise to 4.60%
  +0.20
- Home loans3 Year Fixed Home Loan Investment Interest Only3-year fixed investor interest-only 7.06 → 7.2314 days after the RBA rise to 4.60%
  +0.17
- Home loans5 Year Fixed Home Loan Investment2 variants up 0.13 to 0.1414 days after the RBA rise to 4.60%
  All 5yr Fixed · P&I · Investor
  ≤90% LVR 7.13 7.27 +0.14
  90–95% LVR 7.36 7.49 +0.13
  +0.13 to +0.14
- Home loansFair Dinkum Home Loan5 variants up 0.2514 days after the RBA rise to 4.60%
  All Variable · P&I · Owner-occupier
  ≤60% LVR 6.14 6.39 +0.25
  60–70% LVR 6.24 6.49 +0.25
  70–80% LVR 6.29 6.54 +0.25
  80–90% LVR 6.44 6.69 +0.25
  90–95% LVR 6.64 6.89 +0.25
  +0.25
- Home loans5 Year Fixed Home Loan Investment Interest Only5-year fixed investor interest-only 7.13 → 7.2714 days after the RBA rise to 4.60%
  +0.14
- Home loans2 Year Fixed Home Loan Owner Occupier2 variants up 0.2014 days after the RBA rise to 4.60%
  All 2yr Fixed · P&I · Owner-occupier
  ≤90% LVR 6.78 6.98 +0.20
  90–95% LVR 6.89 7.09 +0.20
  +0.20
- Home loans1 Year Fixed Home Loan Investment Interest Only1-year fixed investor interest-only 7.07 → 7.2914 days after the RBA rise to 4.60%
  +0.22
- Home loansFair Dinkum Investment Home Loan5 variants up 0.2514 days after the RBA rise to 4.60%
  All Variable · P&I · Investor
  ≤60% LVR 6.34 6.59 +0.25
  60–70% LVR 6.44 6.69 +0.25
  70–80% LVR 6.49 6.74 +0.25
  80–90% LVR 6.64 6.89 +0.25
  90–95% LVR 6.84 7.09 +0.25
  +0.25
- Home loans5 Year Fixed Home Loan Owner Occupier2 variants up 0.1414 days after the RBA rise to 4.60%
  All 5yr Fixed · P&I · Owner-occupier
  ≤90% LVR 6.87 7.01 +0.14
  90–95% LVR 7.10 7.24 +0.14
  +0.14
- Home loansMortgage Breaker Investment5 variants up 0.2514 days after the RBA rise to 4.60%
  All Variable · P&I · Investor
  ≤60% LVR 6.58 6.83 +0.25
  60–70% LVR 6.68 6.93 +0.25
  70–80% LVR 6.73 6.98 +0.25
  80–90% LVR 6.88 7.13 +0.25
  90–95% LVR 7.08 7.33 +0.25
  +0.25
- Home loansMortgage Saver Home Loan5 variants up 0.2514 days after the RBA rise to 4.60%
  All Variable · P&I · Owner-occupier
  ≤60% LVR 6.28 6.53 +0.25
  60–70% LVR 6.38 6.63 +0.25
  70–80% LVR 6.43 6.68 +0.25
  80–90% LVR 6.58 6.83 +0.25
  90–95% LVR 6.78 7.03 +0.25
  +0.25
- Home loans3 Year Fixed Home Loan Owner Occupier2 variants up 0.1814 days after the RBA rise to 4.60%
  All 3yr Fixed · P&I · Owner-occupier
  ≤90% LVR 6.78 6.96 +0.18
  90–95% LVR 6.93 7.11 +0.18
  +0.18
- Home loansMortgage Breaker Owner Occupied5 variants up 0.2514 days after the RBA rise to 4.60%
  All Variable · P&I · Owner-occupier
  ≤60% LVR 6.38 6.63 +0.25
  60–70% LVR 6.48 6.73 +0.25
  70–80% LVR 6.53 6.78 +0.25
  80–90% LVR 6.68 6.93 +0.25
  90–95% LVR 6.88 7.13 +0.25
  +0.25
- Home loans3 Year Fixed Home Loan Investment2 variants up 0.17 to 0.1814 days after the RBA rise to 4.60%
  All 3yr Fixed · P&I · Investor
  ≤90% LVR 7.06 7.23 +0.17
  90–95% LVR 7.20 7.38 +0.18
  +0.17 to +0.18
- Home loans1 Year Fixed Home Loan Owner Occupier2 variants up 0.22 to 0.2314 days after the RBA rise to 4.60%
  All 1yr Fixed · P&I · Owner-occupier
  ≤90% LVR 6.78 7.00 +0.22
  90–95% LVR 6.83 7.06 +0.23
  +0.22 to +0.23
- Home loans2 Year Fixed Home Loan Investment2 variants up 0.2014 days after the RBA rise to 4.60%
  All 2yr Fixed · P&I · Investor
  ≤90% LVR 7.06 7.26 +0.20
  90–95% LVR 7.17 7.37 +0.20
  +0.20
- Home loansMortgage Breaker Investment Interest Only5 variants up 0.2514 days after the RBA rise to 4.60%
  All Variable · Interest Only · Investor
  ≤60% LVR 6.58 6.83 +0.25
  60–70% LVR 6.68 6.93 +0.25
  70–80% LVR 6.73 6.98 +0.25
  80–90% LVR 6.88 7.13 +0.25
  ≤90% LVR 9.34 9.59 +0.25
  +0.25
- Home loans1 Year Fixed Home Loan Investment2 variants up 0.22 to 0.2314 days after the RBA rise to 4.60%
  All 1yr Fixed · P&I · Investor
  ≤90% LVR 7.07 7.29 +0.22
  90–95% LVR 7.12 7.35 +0.23
  +0.22 to +0.23

September 20261 change

4Fri
- Term depositsTerm Deposit2 terms up 0.15 to 0.25
  3-month, paid at maturity 5.00 5.25 +0.25
  6-month, paid at maturity 5.30 5.45 +0.15
  +0.15 to +0.25

July 20261 change

1Wed
- Term depositsTerm Deposit3 terms moved in both directions
  3-month, paid at maturity 4.90 5.00 +0.10
  7-month, paid at maturity 5.25 3.50 −1.75
  12-month, paid at maturity 5.45 5.35 −0.10
  −1.75 to +0.10

No changes on record for RACQ Bank’s personal loans, everyday accounts.

≤60% LVR	6.14	→	6.39	+0.25
60–70% LVR	6.24	→	6.49	+0.25
70–80% LVR	6.29	→	6.54	+0.25
80–90% LVR	6.44	→	6.69	+0.25
90–95% LVR	6.64	→	6.89	+0.25

≤60% LVR	6.34	→	6.59	+0.25
60–70% LVR	6.44	→	6.69	+0.25
70–80% LVR	6.49	→	6.74	+0.25
80–90% LVR	6.64	→	6.89	+0.25
90–95% LVR	6.84	→	7.09	+0.25

≤60% LVR	6.58	→	6.83	+0.25
60–70% LVR	6.68	→	6.93	+0.25
70–80% LVR	6.73	→	6.98	+0.25
80–90% LVR	6.88	→	7.13	+0.25
90–95% LVR	7.08	→	7.33	+0.25

≤60% LVR	6.28	→	6.53	+0.25
60–70% LVR	6.38	→	6.63	+0.25
70–80% LVR	6.43	→	6.68	+0.25
80–90% LVR	6.58	→	6.83	+0.25
90–95% LVR	6.78	→	7.03	+0.25

3-month, paid at maturity	5.00	→	5.25	+0.25
6-month, paid at maturity	5.30	→	5.45	+0.15

3-month, paid at maturity	4.90	→	5.00	+0.10
7-month, paid at maturity	5.25	→	3.50	−1.75
12-month, paid at maturity	5.45	→	5.35	−0.10

≤90% LVR	7.13	→	7.27	+0.14
90–95% LVR	7.36	→	7.49	+0.13

≤90% LVR	6.87	→	7.01	+0.14
90–95% LVR	7.10	→	7.24	+0.14

≤90% LVR	7.06	→	7.23	+0.17
90–95% LVR	7.20	→	7.38	+0.18

≤90% LVR	7.06	→	7.26	+0.20
90–95% LVR	7.17	→	7.37	+0.20