Bank of Us term deposits
Bank of Us has one term deposit that BankMate tracks, with 24 options: 15 terms from 1 month to 3 years, interest paid at maturity, monthly, half-yearly or annually.
Term deposit · 15 terms
FIXED TERM INVESTMENT
5.35%p.a. · 9 months
interest at maturity or half-yearly or monthly or annually; from $5,000
5th of 149 9-month deposits
Rates by term and how interest is paid
- At maturity5.20%
- Monthly–
- Half-yearly–
- Annually–
- Terms
- 1 month to 3 years
- Minimum deposit
- $5,000
- Maximum deposit
- $500,000
- 1 month
- 2.00% · #13 of 62 1-month deposits
- 2 months
- 2.00% · #16 of 68 2-month deposits
- 3 months
- 5.20% · #3 of 164 3-month deposits
- 4 months
- 4.75% · #22 of 88 4-month deposits
- 5 months
- 4.80% · #13 of 79 5-month deposits
- 6 months
- 5.25% · #21 of 180 6-month deposits
- 7 months
- 5.10% · #13 of 92 7-month deposits
- 8 months
- 4.00% · #22 of 81 8-month deposits
- 9 months
- 5.35% · #5 of 149 9-month deposits
- 10 months
- 4.00% · #25 of 86 10-month deposits
- 1 year
- 5.30% · #54 of 401 12-month deposits
- 18 months
- 4.50% · #34 of 86 18-month deposits
- 2 years
- 4.60% · #134 of 255 24-month deposits
- 3 years
- 4.20% · #120 of 221 36-month deposits
- Minimum deposit
- $5,000
- Maximum deposit
- $500,000
- Paid
- At maturity or Half-yearly or Monthly or Annually
- Compounding
- daily
- Before maturity
- Withdrawals or early redemptions prior to maturity date may be permitted at our discretion. Should the withdrawal be approved, the interest rate is re-calculated on the amount being withdrawn according to the following rules, where the current term is divided into three equal periods. Redemption in the first period 50% reduction to current rate; second period 35%; third period 20% … If your term investment is withdrawn less than 7 days after investment, no interest will be paid to you.
- Read from
- Bank of Us's own site, 28 October 2026
October 20261 change
- 20Tue
- 6 terms moved in both directions−0.15 to +0.45
3-month, paid at maturity 4.75 5.20 +0.45 6-month, paid at maturity 5.00 5.25 +0.25 7-month, paid at maturity 5.25 5.10 −0.15 9-month, paid at maturity 5.10 5.35 +0.25 12-month, paid at maturity 5.20 5.30 +0.10 12-month, paid monthly 5.10 5.20 +0.10 12-month, paid half-yearly 5.15 5.25 +0.10 13-month, paid at maturity 4.90 5.00 +0.10 13-month, paid half-yearly 4.80 4.90 +0.10
May 20261 change
- 14Thu
- 12-month, paid half-yearly: 4.90 → 5.158 days after the RBA rise to 4.35%+0.25
April 20261 change
- 14Tue
- 12-month, paid half-yearly: 4.00 → 4.9027 days after the RBA rise to 4.10%+0.90
If you have $5,000 or more to invest, we have a choice of terms ranging from 1 - 36 months for you to lock your money away for, with the certainty of a great fixed interest rate. At the end of the ter
Notes on Bank of Us term deposits
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As of 2 November 2026, Bank of Us has one term deposit product tracked by BankMate, over 15 terms from 1 month to 3 years. Its highest rate is 5.35% p.a. on the FIXED TERM INVESTMENT for 9 months, 5th of 149 9-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 20 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.