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Bank of Us · Term deposit · 7 terms

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FIXED TERM INVESTMENT

The Bank of Us FIXED TERM INVESTMENT pays up to 5.15% p.a. as of 18 September 2026, over a 12-month term, 115th of 590 12-month deposits tracked by BankMate. It is offered over seven terms from 1 year to 37 months, with interest paid annually or monthly or at maturity, from a $5,000 deposit. Its rates last changed on 14 May 2026.

5.15%p.a. · 1 year

interest annually or monthly or at maturity; from $5,000

Early withdrawal is not allowed.

Go to Bank of us

Rates over time

Best rate per term
  • RBA cash rate
  • Market average · 12-month deposits
4.004.505.00MayJunJulAugToday5.151 year4.9017 months4.9018 months4.502 years4.203 years
  • 1 year
  • 2 years
  • 3 years
  • 17 months
  • 18 months

Changes

2 changes since 9 Apr 2026
  1. FIXED TERM INVESTMENT · 15 terms up 0.258 days after the RBA rise to 4.35%
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    • 12-month 4.90 → 5.15
    +0.25
  2. FIXED TERM INVESTMENT · 12 terms up 0.9027 days after the RBA rise to 4.10%
    • 12-month 4.00 → 4.90
    • 12-month 4.00 → 4.90
    • 12-month 4.00 → 4.90
    • 12-month 4.00 → 4.90
    • 12-month 4.00 → 4.90
    • 12-month 4.00 → 4.90
    • 12-month 4.00 → 4.90
    • 12-month 4.00 → 4.90
    • 12-month 4.00 → 4.90
    • 12-month 4.00 → 4.90
    • 12-month 4.00 → 4.90
    • 12-month 4.00 → 4.90
    +0.90

Rates by term

Ranked within each term
1 year
5.15% · #115 of 590 12-month deposits
2 years
4.50% · #196 of 394 24-month deposits
3 years
4.20% · #155 of 345 36-month deposits
17 months
4.90% · #3 of 60 17-month deposits
18 months
4.90% · #9 of 122 18-month deposits

Deposit

Minimum deposit
$5,000
Maximum deposit
$500,000

Interest

Paid
Annually or Monthly or At maturity
Compounding
monthly

Early withdrawal

Before maturity
Not allowed

About this product

If you have $5,000 or more to invest, we have a choice of terms ranging from 1 - 36 months for you to lock your money away for, with the certainty of a great fixed interest rate. At the end of the ter

Compare all term deposits