BNK term deposits

As of 18 September 2026, BNK has one term deposit product tracked by BankMate, over 12 terms from 1 month to 1 year. Its highest rate is 5.25% p.a. on the Stow It Term Deposit Account for 9 months, 11th of 500 9-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 20 July 2026.

Best rate: 5.25%; 9 months · Stow It Term Deposit Account
Market rank: #11; of 500 9-month deposits
Terms: 12; 1 product
Last change: 20 July 2026; 11 changes on record

Rates over time

Best 12-month rate per product

Stow It Term Deposit Account
RBA cash rate
Market average · 12-month deposits

What changed

11 changes since 9 Apr 2026

20 July 2026
Stow It Term Deposit Account · 7 terms cut 0.05 to 0.10
- 6-month 5.30 → 5.20
- 7-month 5.30 → 5.25
- 8-month 5.30 → 5.25
- 9-month 5.30 → 5.25
- 10-month 5.30 → 5.25
- 11-month 5.30 → 5.25
- 12-month 5.30 → 5.25
mixed
14 July 2026
Stow It Term Deposit Account · 8 terms moved in both directions
- 3-month 5.05 → 4.95
- 6-month 5.20 → 5.30
- 7-month 5.20 → 5.30
- 8-month 5.20 → 5.30
- 9-month 5.20 → 5.30
- 10-month 5.20 → 5.30
- 11-month 5.20 → 5.30
- 12-month 5.20 → 5.30
mixed
3 July 2026
Stow It Term Deposit Account · 10 terms up 0.15 to 0.25
- 3-month 4.90 → 5.05
- 4-month 4.90 → 5.05
- 5-month 4.95 → 5.20
- 6-month 5.00 → 5.20
- 7-month 5.05 → 5.20
- 8-month 5.05 → 5.20
- 9-month 5.05 → 5.20
- 10-month 5.05 → 5.20
- 11-month 5.05 → 5.20
- 12-month 5.05 → 5.20
mixed
10 June 2026
Stow It Term Deposit Account · 10 terms cut 0.20 to 0.25
- 3-month 5.10 → 4.90
- 4-month 5.15 → 4.90
- 5-month 5.20 → 4.95
- 6-month 5.20 → 5.00
- 7-month 5.25 → 5.05
- 8-month 5.25 → 5.05
- 9-month 5.25 → 5.05
- 10-month 5.25 → 5.05
- 11-month 5.25 → 5.05
- 12-month 5.25 → 5.05
mixed
3 June 2026
Stow It Term Deposit Account · 8 terms moved in both directions
- 2-month 4.25 → 4.45
- 6-month 5.30 → 5.20
- 7-month 5.35 → 5.25
- 8-month 5.35 → 5.25
- 9-month 5.35 → 5.25
- 10-month 5.35 → 5.25
- 11-month 5.35 → 5.25
- 12-month 5.35 → 5.25
mixed
25 May 2026
Stow It Term Deposit Account · 10 terms moved in both directions
- 2-month 4.20 → 4.25
- 4-month 5.25 → 5.15
- 5-month 5.25 → 5.20
- 6-month 5.40 → 5.30
- 7-month 5.40 → 5.35
- 8-month 5.40 → 5.35
- 9-month 5.40 → 5.35
- 10-month 5.40 → 5.35
- 11-month 5.40 → 5.35
- 12-month 5.40 → 5.35
mixed

Show 5 earlier changes

14 May 2026
Stow It Term Deposit Account · 2 terms cut 0.05 to 0.10
- 2-month 4.25 → 4.20
- 3-month 5.20 → 5.10
mixed
8 May 2026
Stow It Term Deposit Account · 8 terms moved in both directions
- 2-month 4.20 → 4.25
- 3-month 5.10 → 5.20
- 4-month 5.15 → 5.25
- 5-month 5.30 → 5.25
- 6-month 5.55 → 5.40
- 7-month 5.55 → 5.40
- 8-month 5.55 → 5.40
- 9-month 5.60 → 5.40
mixed
22 Apr 2026
Stow It Term Deposit Account · 6-month 5.60 → 5.55
−0.05
15 Apr 2026
Stow It Term Deposit Account · 7 terms up 0.05 to 0.2028 days after the RBA rise to 4.10%
- 3-month 4.95 → 5.10
- 4-month 5.10 → 5.15
- 5-month 5.25 → 5.30
- 6-month 5.55 → 5.60
- 7-month 5.40 → 5.55
- 8-month 5.40 → 5.55
- 9-month 5.40 → 5.60
mixed
13 Apr 2026
Stow It Term Deposit Account · 6-month 5.40 → 5.5526 days after the RBA rise to 4.10%
+0.15

Term deposits

Best rate per product, by term · ranked within each term

Stow It Term Deposit Account
interest annually or quarterly or monthly · from $0 · 12 terms
3 mo 5.05%6 mo 5.25%9 mo 5.25%1 yr 5.25%1 mo 4.05%
5.25%#11 of 500

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on BNK term deposits

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