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BNK · Term deposit · 12 terms

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Stow It Term Deposit Account

The BNK Stow It Term Deposit Account pays up to 5.25% p.a. as of 18 September 2026, over a 9-month term, 11th of 500 9-month deposits tracked by BankMate. It is offered over 12 terms from 1 month to 1 year, with interest paid annually or quarterly or monthly. Its rates last changed on 20 July 2026.

5.25%p.a. · 9 months

interest annually or quarterly or monthly; from $0

Early withdrawal is not allowed.

Rates over time

Best rate per term
  • RBA cash rate
  • Market average · 12-month deposits
4.004.505.005.50MayJunJulAugToday5.256 months5.259 months5.251 year5.053 months4.051 month
  • 3 months
  • 6 months
  • 9 months
  • 1 year
  • 1 month

Changes

11 changes since 9 Apr 2026
  1. Stow It Term Deposit Account · 7 terms cut 0.05 to 0.10
    • 6-month 5.305.20
    • 7-month 5.305.25
    • 8-month 5.305.25
    • 9-month 5.305.25
    • 10-month 5.305.25
    • 11-month 5.305.25
    • 12-month 5.305.25
    mixed
  2. Stow It Term Deposit Account · 8 terms moved in both directions
    • 3-month 5.054.95
    • 6-month 5.205.30
    • 7-month 5.205.30
    • 8-month 5.205.30
    • 9-month 5.205.30
    • 10-month 5.205.30
    • 11-month 5.205.30
    • 12-month 5.205.30
    mixed
  3. Stow It Term Deposit Account · 10 terms up 0.15 to 0.25
    • 3-month 4.905.05
    • 4-month 4.905.05
    • 5-month 4.955.20
    • 6-month 5.005.20
    • 7-month 5.055.20
    • 8-month 5.055.20
    • 9-month 5.055.20
    • 10-month 5.055.20
    • 11-month 5.055.20
    • 12-month 5.055.20
    mixed
  4. Stow It Term Deposit Account · 10 terms cut 0.20 to 0.25
    • 3-month 5.104.90
    • 4-month 5.154.90
    • 5-month 5.204.95
    • 6-month 5.205.00
    • 7-month 5.255.05
    • 8-month 5.255.05
    • 9-month 5.255.05
    • 10-month 5.255.05
    • 11-month 5.255.05
    • 12-month 5.255.05
    mixed
  5. Stow It Term Deposit Account · 8 terms moved in both directions
    • 2-month 4.254.45
    • 6-month 5.305.20
    • 7-month 5.355.25
    • 8-month 5.355.25
    • 9-month 5.355.25
    • 10-month 5.355.25
    • 11-month 5.355.25
    • 12-month 5.355.25
    mixed
  6. Stow It Term Deposit Account · 10 terms moved in both directions
    • 2-month 4.204.25
    • 4-month 5.255.15
    • 5-month 5.255.20
    • 6-month 5.405.30
    • 7-month 5.405.35
    • 8-month 5.405.35
    • 9-month 5.405.35
    • 10-month 5.405.35
    • 11-month 5.405.35
    • 12-month 5.405.35
    mixed
Show 5 earlier changes
  1. Stow It Term Deposit Account · 2 terms cut 0.05 to 0.10
    • 2-month 4.254.20
    • 3-month 5.205.10
    mixed
  2. Stow It Term Deposit Account · 8 terms moved in both directions
    • 2-month 4.204.25
    • 3-month 5.105.20
    • 4-month 5.155.25
    • 5-month 5.305.25
    • 6-month 5.555.40
    • 7-month 5.555.40
    • 8-month 5.555.40
    • 9-month 5.605.40
    mixed
  3. Stow It Term Deposit Account · 6-month 5.60 → 5.55
    −0.05
  4. Stow It Term Deposit Account · 7 terms up 0.05 to 0.2028 days after the RBA rise to 4.10%
    • 3-month 4.955.10
    • 4-month 5.105.15
    • 5-month 5.255.30
    • 6-month 5.555.60
    • 7-month 5.405.55
    • 8-month 5.405.55
    • 9-month 5.405.60
    mixed
  5. Stow It Term Deposit Account · 6-month 5.40 → 5.5526 days after the RBA rise to 4.10%
    +0.15

Rates by term

Ranked within each term
3 months
5.05% · #6 of 369 3-month deposits
6 months
5.25% · #11 of 547 6-month deposits
9 months
5.25% · #11 of 500 9-month deposits
1 year
5.25% · #45 of 590 12-month deposits
1 month
4.05% · #2 of 3 1-month deposits

Deposit

Minimum deposit
$0
Maximum deposit
No cap published

Interest

Paid
Annually or Quarterly or Monthly

Early withdrawal

Before maturity
Not allowed

About this product

We offer both a personal and business option and we pay a great rate to reward you for stashing your hard earned cash with us.

Compare all term deposits