BNK term deposits

BNK has one term deposit that BankMate tracks, with 12 terms from 1 month to 1 year, interest paid at maturity.

Term deposit · 12 terms

Stow It Term Deposit Account

5.40%p.a. · 9 months

interest at maturity; from $5,000

1st of 149 9-month deposits

Rates by term and how interest is paid

  • At maturity5.25%
Terms
1 month to 1 year
Minimum deposit
$5,000
Maximum deposit
No cap published
Compare all 294 term deposits

1 month
5.05% · #1 of 62 1-month deposits
2 months
5.05% · #1 of 68 2-month deposits
3 months
5.25% · #1 of 164 3-month deposits
4 months
5.30% · #3 of 88 4-month deposits
5 months
5.35% · #1 of 79 5-month deposits
6 months
5.35% · #5 of 180 6-month deposits
7 months
5.35% · #4 of 92 7-month deposits
8 months
5.35% · #1 of 81 8-month deposits
9 months
5.40% · #1 of 149 9-month deposits
10 months
5.40% · #3 of 86 10-month deposits
1 year
5.40% · #15 of 401 12-month deposits

Minimum deposit
$5,000
Maximum deposit
No cap published

Paid
At maturity

Before maturity
You may ask to withdraw part or all of the balance of your Account before the maturity date, which we may agree to in our discretion. … the interest you receive on the amount withdrawn may be reduced based on the term elapsed as a percentage of the total term … 0% to <20% 90%, 20% to <40% 80%, 40% to <60% 60%, 60% to <80% 40%, 80% to <100% 20%. If you break the term of your Account early, we may charge you an Early Withdrawal Administration Fee.
Read from
BNK's own site, 28 October 2026

October 20261 change

  1. 22Thu
    • 12 terms up 0.10 to 1.0022 days after the RBA rise to 4.60%
      1-month, paid at maturity4.055.05+1.00
      2-month, paid at maturity4.455.05+0.60
      3-month, paid at maturity4.955.25+0.30
      4-month, paid at maturity5.055.30+0.25
      5-month, paid at maturity5.205.35+0.15
      6-month, paid at maturity5.205.35+0.15
      7-month, paid at maturity5.255.35+0.10
      8-month, paid at maturity5.255.35+0.10
      9-month, paid at maturity5.255.40+0.15
      10-month, paid at maturity5.255.40+0.15
      11-month, paid at maturity5.255.40+0.15
      12-month, paid at maturity5.255.40+0.15
      +0.10 to +1.00

July 20263 changes

  1. 20Mon
    • 7 terms cut 0.05 to 0.10
      6-month, paid at maturity5.305.20−0.10
      7-month, paid at maturity5.305.25−0.05
      8-month, paid at maturity5.305.25−0.05
      9-month, paid at maturity5.305.25−0.05
      10-month, paid at maturity5.305.25−0.05
      11-month, paid at maturity5.305.25−0.05
      12-month, paid at maturity5.305.25−0.05
      −0.10 to −0.05
  2. 14Tue
    • 8 terms moved in both directions
      3-month, paid at maturity5.054.95−0.10
      6-month, paid at maturity5.205.30+0.10
      7-month, paid at maturity5.205.30+0.10
      8-month, paid at maturity5.205.30+0.10
      9-month, paid at maturity5.205.30+0.10
      10-month, paid at maturity5.205.30+0.10
      11-month, paid at maturity5.205.30+0.10
      12-month, paid at maturity5.205.30+0.10
      −0.10 to +0.10
  3. 3Fri
    • 10 terms up 0.15 to 0.25
      3-month, paid at maturity4.905.05+0.15
      4-month, paid at maturity4.905.05+0.15
      5-month, paid at maturity4.955.20+0.25
      6-month, paid at maturity5.005.20+0.20
      7-month, paid at maturity5.055.20+0.15
      8-month, paid at maturity5.055.20+0.15
      9-month, paid at maturity5.055.20+0.15
      10-month, paid at maturity5.055.20+0.15
      11-month, paid at maturity5.055.20+0.15
      12-month, paid at maturity5.055.20+0.15
      +0.15 to +0.25

June 20262 changes

  1. 10Wed
    • 10 terms cut 0.20 to 0.25
      3-month, paid at maturity5.104.90−0.20
      4-month, paid at maturity5.154.90−0.25
      5-month, paid at maturity5.204.95−0.25
      6-month, paid at maturity5.205.00−0.20
      7-month, paid at maturity5.255.05−0.20
      8-month, paid at maturity5.255.05−0.20
      9-month, paid at maturity5.255.05−0.20
      10-month, paid at maturity5.255.05−0.20
      11-month, paid at maturity5.255.05−0.20
      12-month, paid at maturity5.255.05−0.20
      −0.25 to −0.20
  2. 3Wed
    • 8 terms moved in both directions
      2-month, paid at maturity4.254.45+0.20
      6-month, paid at maturity5.305.20−0.10
      7-month, paid at maturity5.355.25−0.10
      8-month, paid at maturity5.355.25−0.10
      9-month, paid at maturity5.355.25−0.10
      10-month, paid at maturity5.355.25−0.10
      11-month, paid at maturity5.355.25−0.10
      12-month, paid at maturity5.355.25−0.10
      −0.10 to +0.20

May 20262 changes

  1. 25Mon
    • 10 terms moved in both directions
      2-month, paid at maturity4.204.25+0.05
      4-month, paid at maturity5.255.15−0.10
      5-month, paid at maturity5.255.20−0.05
      6-month, paid at maturity5.405.30−0.10
      7-month, paid at maturity5.405.35−0.05
      8-month, paid at maturity5.405.35−0.05
      9-month, paid at maturity5.405.35−0.05
      10-month, paid at maturity5.405.35−0.05
      11-month, paid at maturity5.405.35−0.05
      12-month, paid at maturity5.405.35−0.05
      −0.10 to +0.05
  2. 14Thu
    • 2 terms cut 0.05 to 0.10
      2-month, paid at maturity4.254.20−0.05
      3-month, paid at maturity5.205.10−0.10
      −0.10 to −0.05

We offer both a personal and business option and we pay a great rate to reward you for stashing your hard earned cash with us.

Notes on BNK term deposits

to leave a note.

As of 2 November 2026, BNK has one term deposit product tracked by BankMate, over 12 terms from 1 month to 1 year. Its highest rate is 5.40% p.a. on the Stow It Term Deposit Account for 9 months, 1st of 149 9-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 22 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.