BOQ term deposits
BOQ has one term deposit that BankMate tracks, with six terms from 3 months to 1 year, interest paid at maturity.
Term deposit · 6 terms
myBOQ Term Deposit
5.40%p.a. · 1 year
interest at maturity; from $5,000
15th of 401 12-month deposits
Rates by term and how interest is paid
- At maturity4.95%
- Terms
- 3 months to 1 year
- Minimum deposit
- $5,000
- Maximum deposit
- No cap published
- To break it early
- 31 days' notice
- 3 months
- 4.95% · #37 of 164 3-month deposits
- 4 months
- 5.00% · #10 of 88 4-month deposits
- 6 months
- 5.25% · #21 of 180 6-month deposits
- 7 months
- 5.20% · #10 of 92 7-month deposits
- 9 months
- 5.20% · #32 of 149 9-month deposits
- 1 year
- 5.40% · #15 of 401 12-month deposits
- Minimum deposit
- $5,000
- Maximum deposit
- No cap published
- Paid
- At maturity
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- You can withdraw all of the funds from your Term Deposit Account before the end of the term by giving us no less than 31 days' prior notice. Partial withdrawals are not permitted. If you are experiencing financial hardship please contact us – in our discretion we may allow withdrawal of the funds on less notice. … we will reduce the fixed interest rate by the Early Withdrawal Interest Adjustment: 0% to <21% 90%, 21% to <41% 80%, 41% to <61% 60%, 61% to <81% 40%, 81% to <100% 20%.
- Read from
- BOQ's own site, 28 October 2026
October 20261 change
- 29Thu
- 4 terms up 0.05 to 0.1029 days after the RBA rise to 4.60%+0.05 to +0.10
6-month, paid at maturity 5.20 5.25 +0.05 7-month, paid at maturity 5.15 5.20 +0.05 9-month, paid at maturity 5.15 5.20 +0.05 12-month, paid at maturity 5.30 5.40 +0.10
Notes on BOQ term deposits
to leave a note.
As of 1 November 2026, BOQ has one term deposit product tracked by BankMate, over six terms from 3 months to 1 year. Its highest rate is 5.40% p.a. on the myBOQ Term Deposit for 1 year, 15th of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 29 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.