Credit Union SA · Term deposit · 11 terms
LiveTerm Deposit
The Credit Union SA Term Deposit pays up to 5.10% p.a. as of 18 September 2026, over a 4-month term, 2nd of 369 3-month deposits tracked by BankMate. It is offered over 11 terms from 3 months to 2 years, with interest paid annually or quarterly or at maturity. Its rates last changed on 17 September 2026.
interest annually or quarterly or at maturity; from $0
Early withdrawal is not allowed.
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
- 2 years
Changes
6 changes since 15 Apr 2026- Term Deposit · 3 terms cut 0.15 to 0.20mixed
- 7-month 5.25 → 5.05
- 10-month 5.20 → 5.05
- 12-month 5.20 → 5.00
- Term Deposit · 4 terms cut 0.05 to 0.15mixed
- 4-month 5.25 → 5.10
- 7-month 5.35 → 5.25
- 10-month 5.35 → 5.20
- 12-month 5.25 → 5.20
- Term Deposit · 3 terms cut 0.10 to 2.45mixed
- 5-month 5.30 → 3.00
- 9-month 5.45 → 3.00
- 12-month 5.35 → 5.25
- Term Deposit · 6-month 5.30 → 3.00−2.30
- Term Deposit · 9-month 5.55 → 5.45−0.10
- Term Deposit · 3 terms up 0.10 to 0.153 days after the RBA rise to 4.35%mixed
- 6-month 5.20 → 5.30
- 9-month 5.40 → 5.55
- 12-month 5.20 → 5.35
Rates by term
Ranked within each term- 3 months
- 5.10% · #2 of 369 3-month deposits
- 6 months
- 5.05% · #71 of 547 6-month deposits
- 9 months
- 5.05% · #72 of 500 9-month deposits
- 1 year
- 5.00% · #203 of 590 12-month deposits
- 2 years
- 2.90% · #385 of 394 24-month deposits
Deposit
- Minimum deposit
- $0
- Maximum deposit
- No cap published
Interest
- Paid
- Annually or Quarterly or At maturity
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
Term Deposits allow you to lock away funds and earn a fixed interest rate for a set period, so you know exactly how much money you will earn. You can start with investing as little as $1,000. Term Deposits with terms of three, six or nine months automatically have interest paid at maturity. The interest may be paid to a savings account or reinvested. For terms of 12 months or longer, you can have interest paid to your savings account as regularly as fortnightly, monthly, quarterly or annually - it’s your choice!