IMB Bank term deposits
IMB Bank has one term deposit that BankMate tracks, with 23 options: nine terms from 1 month to 5 years, interest paid at maturity, monthly, half-yearly or annually.
Term deposit · 9 terms
Term Deposit
5.30%p.a. · 1 year
interest at maturity or monthly or annually or half-yearly; from $1,000
52nd of 401 12-month deposits
Rates by term and how interest is paid
- At maturity1.25%
- Monthly–
- Half-yearly–
- Annually–
- Terms
- 1 month to 5 years
- Minimum deposit
- $1,000
- Maximum deposit
- No cap published
- To break it early
- 31 days' notice
- 1 month
- 1.25% · #46 of 62 1-month deposits
- 3 months
- 4.90% · #44 of 164 3-month deposits
- 6 months
- 5.00% · #76 of 180 6-month deposits
- 9 months
- 2.25% · #142 of 149 9-month deposits
- 1 year
- 5.30% · #52 of 401 12-month deposits
- 2 years
- 5.00% · #73 of 255 24-month deposits
- 3 years
- 4.50% · #87 of 221 36-month deposits
- 4 years
- 4.00% · #52 of 125 48-month deposits
- 5 years
- 4.00% · #50 of 124 60-month deposits
- Minimum deposit
- $1,000
- Maximum deposit
- No cap published
- Paid
- At maturity or Monthly or Annually or Half-yearly
- Notice
- 31 days' notice
- Before maturity
- You must now provide 31 days' notice to access funds prior to maturity, unless they are experiencing hardship. … The interest adjustment will be equivalent to reducing the interest rate on your Term Deposit by 10-80% … We may waive the notice period and/or interest adjustment if you are experiencing hardship.
- Read from
- IMB Bank's own site, 28 October 2026
October 20262 changes
- 23Fri
- 2 terms up 0.15 to 2.9723 days after the RBA rise to 4.60%+0.15 to +2.97
12-month, paid at maturity 5.15 5.30 +0.15 12-month, paid monthly 2.20 5.17 +2.97 24-month, paid monthly 2.20 4.88 +2.68 24-month, paid annually 4.50 5.00 +0.50
- 2Fri
- 2 terms cut 0.10−0.10
3-month, paid at maturity 5.00 4.90 −0.10 6-month, paid at maturity 5.10 5.00 −0.10
September 20261 change
- 2Wed
- 12-month, paid at maturity: 5.25 → 5.15−0.10
August 20261 change
- 5Wed
- 3-month, paid at maturity: 4.60 → 5.00+0.40
June 20261 change
- 11Thu
- 6-month, paid at maturity: 5.00 → 5.1036 days after the RBA rise to 4.35%+0.10
May 20261 change
- 19Tue
- 12-month, paid at maturity: 5.20 → 5.2513 days after the RBA rise to 4.35%+0.05
Earn great returns with an IMB Term Deposit. An IMB Term Deposit offers competitive returns for investment terms from 1 month up to 5 years for amounts of $1,000 or more. Term Deposits are a secure way to grow your savings for the future!
Notes on IMB Bank term deposits
to leave a note.
As of 2 November 2026, IMB Bank has one term deposit product tracked by BankMate, over nine terms from 1 month to 5 years. Its highest rate is 5.30% p.a. on the Term Deposit for 1 year, 52nd of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 23 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.