Newcastle Permanent term deposits
Newcastle Permanent has one term deposit that BankMate tracks, with 40 options: 16 terms from 1 month to 5 years, interest paid at maturity, monthly, quarterly, half-yearly or annually.
Term deposit · 16 terms
Term Deposit
5.40%p.a. · 1 year
interest at maturity or quarterly or half-yearly or monthly or annually; from $1,000
15th of 401 12-month deposits
Rates by term and how interest is paid
- At maturity4.50%
- Monthly4.40%
- Quarterly–
- Half-yearly–
- Annually–
- Terms
- 1 month to 5 years
- Minimum deposit
- $1,000
- Maximum deposit
- $100,000,000
- To break it early
- 31 days' notice
- 1 month
- 1.00% · #53 of 62 1-month deposits
- 2 months
- 1.00% · #55 of 68 2-month deposits
- 3 months
- 4.50% · #64 of 164 3-month deposits
- 4 months
- 3.75% · #48 of 88 4-month deposits
- 5 months
- 3.75% · #44 of 79 5-month deposits
- 6 months
- 5.10% · #64 of 180 6-month deposits
- 7 months
- 3.60% · #55 of 92 7-month deposits
- 8 months
- 3.60% · #53 of 81 8-month deposits
- 9 months
- 3.60% · #129 of 149 9-month deposits
- 10 months
- 3.60% · #70 of 86 10-month deposits
- 1 year
- 5.40% · #15 of 401 12-month deposits
- 2 years
- 4.25% · #177 of 255 24-month deposits
- 3 years
- 3.75% · #153 of 221 36-month deposits
- 4 years
- 3.55% · #96 of 125 48-month deposits
- 5 years
- 3.55% · #85 of 124 60-month deposits
- Minimum deposit
- $1,000
- Maximum deposit
- $100,000,000
- Paid
- At maturity or Quarterly or Half-yearly or Monthly or Annually
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- 31 days notice is required for early withdrawals outside the maturity date or withdrawal period. If less than 31 days remain in the term, funds can only be accessed at maturity. … The full balance must be withdrawn, and the account closed. … The interest rate will be reduced … and any unpaid fees or interest paid in advance will be deducted.
- Read from
- Newcastle Permanent's own site, 28 October 2026
October 20261 change
- 26Mon
- 12-month up 0.1026 days after the RBA rise to 4.60%+0.10
12-month, paid at maturity 5.30 5.40 +0.10 12-month, paid monthly, quarterly or half-yearly 5.20 5.30 +0.10
September 20261 change
- 28Mon
- 12-month, paid quarterly or half-yearly: 5.15 → 5.20+0.05
July 20261 change
- 20Mon
- 12-month, paid quarterly or half-yearly: 5.25 → 5.15−0.10
May 20263 changes
- 25Mon
- 5 terms up 0.10 to 0.3519 days after the RBA rise to 4.35%+0.10 to +0.35
12-month, paid quarterly or half-yearly 5.15 5.25 +0.10 24-month, paid monthly, quarterly or half-yearly 3.90 4.15 +0.25 24-month, paid annually 3.90 4.25 +0.35 36-month, paid half-yearly 3.50 3.65 +0.15 36-month, paid annually 3.50 3.75 +0.25 48-month, paid annually 3.30 3.55 +0.25 60-month, paid half-yearly 3.30 3.45 +0.15 60-month, paid annually 3.30 3.55 +0.25
- 15Fri
- 4 terms moved in both directions−0.10 to +0.10
24-month, paid half-yearly or annually 4.00 3.90 −0.10 36-month, paid annually 3.40 3.50 +0.10 48-month, paid annually 3.20 3.30 +0.10 60-month, paid half-yearly 3.20 3.30 +0.10
- 4Mon
- 12-month, paid quarterly or half-yearly: 5.05 → 5.15+0.10
A Term Deposit is a secure way to boost your savings, simply open an account, select your term and enjoy the rewards of a high interest investment.
Notes on Newcastle Permanent term deposits
to leave a note.
As of 1 November 2026, Newcastle Permanent has one term deposit product tracked by BankMate, over 16 terms from 1 month to 5 years. Its highest rate is 5.40% p.a. on the Term Deposit for 1 year, 15th of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 26 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.