BankMate

St George term deposits

St George has one term deposit that BankMate tracks, with 34 options: 17 terms from 1 month to 5 years, interest paid at maturity, monthly or half-yearly.

Term deposit · 17 terms

Term Deposit

5.30%p.a. · 1 year

interest at maturity or monthly or half-yearly; from $1,000

52nd of 401 12-month deposits

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Needs a St George account for this rate.

Rates by term and how interest is paid

  • At maturity3.25%
  • Monthly–
  • Half-yearly–
Terms
1 month to 5 years
Minimum deposit
$1,000
Maximum deposit
$2,000,000
To break it early
31 days' notice
Compare all 294 term deposits
Compare St.George side by side

Often compared with: Westpac

1 month
1.40% · #39 of 62 1-month deposits
2 months
1.65% · #40 of 68 2-month deposits
3 months
3.25% · #129 of 164 3-month deposits
4 months
3.40% · #64 of 88 4-month deposits
5 months
3.45% · #53 of 79 5-month deposits
6 months
3.40% · #152 of 180 6-month deposits
7 months
3.55% · #65 of 92 7-month deposits
8 months
3.60% · #53 of 81 8-month deposits
9 months
3.65% · #115 of 149 9-month deposits
10 months
3.70% · #54 of 86 10-month deposits
1 year
5.30% · #52 of 401 12-month deposits
2 years
4.50% · #143 of 255 24-month deposits
3 years
4.00% · #134 of 221 36-month deposits
4 years
4.00% · #52 of 125 48-month deposits
5 years
4.00% · #50 of 124 60-month deposits

Minimum deposit
$1,000
Maximum deposit
$2,000,000

Paid
At maturity or Monthly or Half-yearly
Compounding
daily

Notice
31 days' notice
Before maturity
you must provide us with at least 31 days' notice to close your Account prior to maturity, unless hardship applies as defined by St.George. … Outside a Grace Period and less than 14 days after the beginning of the term: No interest is paid … less than 20% of the term has elapsed: 90% of the interest rate … 20–40%: 80% … 40–60%: 60% … 60–80%: 40% … 80% or more: 20%
Read from
St George's own site, 28 October 2026

October 20262 changes

  1. 16Fri
    • 12-month, paid at maturity: 5.20 → 5.3016 days after the RBA rise to 4.60%
      +0.10
  2. 9Fri
    • 8-month, paid at maturity: 5.20 → 3.60
      −1.60

July 20261 change

  1. 3Fri
    • 3 terms cut 0.25 to 0.50
      12-month, paid at maturity5.004.75−0.25
      12-month, paid monthly or half-yearly4.954.70−0.25
      13-month, paid monthly or half-yearly4.954.70−0.25
      24-month, paid at maturity5.004.50−0.50
      24-month, paid monthly or half-yearly4.954.45−0.50
      −0.50 to −0.25

Get a fixed interest rate for your fixed term investment.

Notes on St George term deposits

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As of 1 November 2026, St George has one term deposit product tracked by BankMate, over 17 terms from 1 month to 5 years. Its highest rate is 5.30% p.a. on the Term Deposit for 1 year, 52nd of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 16 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.