No rewards · Credit card
Low Rate Visa Credit Card
$0annual fee
12.34% p.a. purchases
1st of 113 cards
- Annual fee
- None
- Rewards program
- None
- Purchase rate
- 12.34% p.a.
- Complimentary travel insurance
- No
- Minimum credit limit
- $1,000
- Additional cardholder
- Free
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Rewards program
- None
- Purchase rate
- 12.34% p.a.
- Cash advance rate
- 12.34% p.a.
- Balance transfer
- 0.00% for 6 months
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
- Minimum credit limit
- $1,000
- Low Rate Visa Credit Card
No changes recorded for this product since tracking began on 10 September 2026.
A lower interest rate to reduce your borrowing costs. Great for those who have a carryover balance each month.
Also from Bank Australia: Platinum Visa Credit Card $189 fee · Visa Credit Card no annual fee
No annual fee and a 12.34% p.a. purchase rate as of 2 November 2026. The fee ranks 1st lowest of 113 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.