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Bank Australia · No rewards · Credit card
LiveLow Rate Visa Credit Card
No annual fee and a 12.99% p.a. purchase rate as of 18 September 2026. The fee ranks 1st lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
Annual fee over time
Annual fee- Low Rate Visa Credit Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
Earning
- Rewards program
- None
Interest
- Purchase rate
- 12.99% p.a.
- Cash advance rate
- 12.99% p.a.
- Balance transfer
- 0.00% for 6 months
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum credit limit
- $1,000
About this product
A lower interest rate to reduce your borrowing costs. Great for those who have a carryover balance each month.