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Bank Australia · No rewards · Credit card

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Visa Credit Card

No annual fee and a 19.74% p.a. purchase rate as of 18 September 2026. The fee ranks 1st lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.

Visa Credit Card
$0annual fee

19.74% p.a. purchases · up to 55 interest-free days

Go to Bank Australia

Annual fee over time

Annual fee
  • Visa Credit Card
$0Today$0% p.a. today

Changes

No changes recorded for this product since tracking began on 10 September 2026.

Fees

Annual fee
None
Additional cardholder
Free
Foreign transaction fee
3%

Earning

Rewards program
None

Interest

Purchase rate
19.74% p.a.
Cash advance rate
19.74% p.a.
Interest-free days
Up to 55

Perks

Complimentary travel insurance
No
Purchase protection
No
Concierge
No
Network
Visa

Eligibility

Minimum credit limit
$1,000

About this product

No annual fee and interest fee days to reduce your card costs. Great for those who pay off their card in full each month.

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