No annual fee and a 19.99% p.a. purchase rate as of 18 September 2026. The fee ranks 1st lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
Annual fee over time
Annual fee- Bendigo Ready Credit Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Late payment fee
- $15
Earning
- Rewards program
- None
Interest
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 19.99% p.a.
- Interest-free days
- Up to 55
Perks
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum credit limit
- $3,000
- Maximum credit limit
- $50,000
About this product
Bendigo Ready Credit Card lets you enjoy a $0 annual fee - this year and beyond. Also, save with $0 international transaction fees, a range of added insurances, purchase protections, plus access to Mastercard Priceless Cities exclusive experiences and special offers - it's the only card you'll need. Plus you'll receive up to 55 days interest free on purchases.