A $89 annual fee and a 19.99% p.a. purchase rate as of 18 September 2026. The fee ranks 32nd lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
$89annual fee
1.5 Bendigo Bank Rewards pts per $ · 19.99% p.a. purchases · up to 55 interest-free days
Annual fee over time
Annual fee- Platinum Rewards Credit Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $89
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $15
Earning
- Rewards program
- Bendigo Bank Rewards
- Base earn rate
- 1.5 Bendigo Bank Rewards pts per $
Interest
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 55
Perks
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum credit limit
- $3,000
- Maximum credit limit
- $50,000
About this product
Platinum Rewards Credit Card lets you earn points as you shop, which you can redeem online for a huge range of goods and services. With a range of added insurances, purchase protections, plus access to Mastercard Priceless Cities exclusive experiences and special offers, it's the only card you'll need. Plus you'll receive up to 55 days interest free on purchases.