No rewards · Credit card
P&N Bank Visa Platinum
$99annual fee
11.99% p.a. purchases · up to 45 interest-free days
43rd of 113 cards
- Annual fee
- $99
- Rewards program
- None
- Purchase rate
- 11.99% p.a.
- Complimentary travel insurance
- Yes
- Minimum credit limit
- $6,000
- Additional cardholder
- Free
- Annual fee
- $99
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $5
- Rewards program
- None
- Purchase rate
- 11.99% p.a.
- Cash advance rate
- 19.99% p.a.
- Interest-free days
- Up to 45
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- Yes
- Network
- Visa
- Minimum credit limit
- $6,000
- Maximum credit limit
- $100,000
- P&N Bank Visa Platinum
No changes recorded for this product since tracking began on 10 September 2026.
P&N Bank's Visa Platinum Credit Card offers flexible access to credit, up to 45 days interest free on purchases and other lifestyle features and benefits including insurance.
Also from P&N: P&N Bank Visa Classic $49 fee
A $99 annual fee and a 11.99% p.a. purchase rate as of 1 November 2026. The fee ranks 43rd lowest of 113 cards tracked by BankMate. There is no sign-up bonus on offer. From the provider's Consumer Data Right feed, refreshed nightly.