P&N everyday accounts
1 everyday account. Bank fees a year overseas · among accounts open to adults.
- & Transaction Account
No monthly fee · 3% overseas · ATM overseas: Not published
—overseas fees not published- Bank fees a year overseas
- Not published
- Fee on a purchase in another currency
- 3%
- Overseas ATM, the bank’s own fee
- Not published
- Monthly fee
- None
- Card
- Visa debit
- Phone and watch payments
- Apple Pay, Google Pay, Samsung Pay
- PayID
- Yes
- Open to
- 12 and over
- Government guarantee
- Up to $250,000, as a bank
This is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.
No changes recorded for P&N's everyday accounts since tracking began on 14 October 2026.
Notes on P&N everyday accounts
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As of 23 October 2026, P&N offers one everyday account tracked by BankMate. P&N doesn't publish every fee overseas, so it isn’t priced. Fees were last confirmed from its Open Banking feed on 23 Oct 2026. From the provider's Consumer Data Right feed, refreshed nightly.