Bank profile · Term deposits
LiveP&N term deposits
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As of 18 September 2026, P&N has 14 term deposit products tracked by BankMate, over 12 terms from 3 months to 5 years. Its highest rate is 5.20% p.a. on the 6 Month Term Deposit for 6 months, 13th of 547 6-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 25 August 2026.
- Best rate
- 5.20%
- 6 months · 6 Month Term Deposit
- Market rank
- #13
- of 547 6-month deposits
- Terms
- 12
- 14 products
- Last change
- 25 Aug 2026
- 2 changes on record
Rates over time
Best 12-month rate per product- RBA cash rate
- Market average · 12-month deposits
- 6 Month Term Deposit (6 mo)
- 12 Month Term Deposit
- 5 Month Term Deposit (6 mo)
- 7 Month Term Deposit (6 mo)
- 4 Month Term Deposit (3 mo)
- TD 12-35 Mth (Mth Int) (3 yr)
- TD 12-35 Mth (Qrt Int) (3 yr)
- TD 12-35 Mth (Yr Int) (3 yr)
- 9 Month Term Deposit (9 mo)
- 3 Month Term Deposit (3 mo)
- 11 Month Term Deposit
- 8 Month Term Deposit (9 mo)
- 10 Month Term Deposit (9 mo)
- TD 36-60 Mth (Yr Int) (5 yr)
What changed
2 changes since 9 Apr 2026- 5 Month Term Deposit · 5-month 5.25 → 5.00−0.25
- 5 Month Term Deposit · 5-month 5.15 → 5.25+0.10
Term deposits
Best rate per product, by term · ranked within each term- 5.20%#13 of 547
6 months
- 6 months
- 5.20% · #13 of 547
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 5.00%#203 of 590
1 year
- 1 year
- 5.00% · #203 of 590
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 5.00%#76 of 547
5 months
- 6 months
- 5.00% · #76 of 547
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 4.40%#245 of 547
7 months
- 6 months
- 4.40% · #245 of 547
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 4.30%#168 of 369
4 months
- 3 months
- 4.30% · #168 of 369
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 4.20%#155 of 345
35 months
- 3 years
- 4.20% · #155 of 345
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
- 4.20%#155 of 345
35 months
- 3 years
- 4.20% · #155 of 345
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Quarterly
- Early withdrawal
- Not allowed
- 4.20%#155 of 345
35 months
- 3 years
- 4.20% · #155 of 345
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 3.80%#285 of 500
9 months
- 9 months
- 3.80% · #285 of 500
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 3.75%#244 of 369
3 months
- 3 months
- 3.75% · #244 of 369
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Quarterly
- Early withdrawal
- Not allowed
- 3.70%#523 of 590
11 months
- 1 year
- 3.70% · #523 of 590
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 3.70%#324 of 500
8 months
- 9 months
- 3.70% · #324 of 500
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 3.60%#407 of 500
10 months
- 9 months
- 3.60% · #407 of 500
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
- 3.35%#102 of 152
5 years
- 5 years
- 3.35% · #102 of 152
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
- Interest paid
- Annually
- Early withdrawal
- Not allowed
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Notes on P&N term deposits
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