P&N personal loans
2 personal loans. Comparison rate · ranked within unsecured or secured loans.
Unsecured · 1
Unsecured · fixed · any purpose · $199 application
10.37%43rd of 84comparison · from 9.74% advertised
- Advertised rate
- from 9.74% p.a.
- Comparison rate
- 10.37% p.a.
- Rate type
- Fixed
- Application fee
- $199
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $100,000
- Loan term
- 1 year to 7 years
Secured · 1
Secured · fixed · any purpose · $219 application
8.65%69th of 98comparison · from 7.99% advertised
- Advertised rate
- from 7.99% p.a.
- Comparison rate
- 8.65% p.a.
- Rate type
- Fixed
- Application fee
- $219
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $150,000
- Loan term
- 1 year to 7 years
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No changes recorded for P&N's personal loans since tracking began on 12 September 2026.
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare personal loans · Personal loan report
Notes on P&N personal loans
to leave a note.
As of 1 November 2026, P&N has two personal loans tracked by BankMate, one unsecured and one secured. Its lowest comparison rate is 10.37% on the Fixed Unsecured Personal Loan (unsecured · fixed · any purpose), ranking 43rd of 84 unsecured loans and sitting 0.27 points below the unsecured market average of 10.64%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.