Personal loan · Secured · Fixed
Fixed Secured Personal Loan
8.65%comparison rate p.a.
from 7.99% advertised · Secured · fixed · any purpose
69th of 98 secured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $219 application.
- Advertised rate
- from 7.99% p.a.
- Application fee
- $219
- Loan amount
- $5,000 – $150,000
- Minimum age
- 18
- Comparison rate
- 8.65% p.a.
- Monthly fee
- None
- Advertised rate
- from 7.99% p.a.
- Comparison rate
- 8.65% p.a.
- Rate type
- Fixed
- Application fee
- $219
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $5
- Loan amount
- $5,000 – $150,000
- Loan term
- 1 year to 7 years
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Fixed Secured Personal Loan
- RBA cash rate
No changes recorded for this product since tracking began on 12 September 2026.
If you are after a fixed rate personal loan with a choice of loan term that is secured by a motor vehicle, P&N have you covered.
Also from P&N: Fixed Unsecured Personal Loan 10.37%
As of 2 November 2026, the P&N Fixed Secured Personal Loan has a comparison rate of 8.65% (from 7.99% advertised), ranking 69th of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for any purpose with fees of $219 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.