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ahm health insurance

40 policies. A year for a single in New South Wales, after the full rebate · hospital cover ranked among policies at the same level with a $750 excess.

Hospital cover · 16

  • elite gold copayCo-payment

    Gold · 38 of 38 categories · No excess

    $3,642a year after the rebate
    Hospital tier
    Gold
    Covers
    38 of 38 categories
    Excess
    No excess
    Co-payment
    Charged a day in hospital, on top of the excess
    Before the rebate
    $4,799 a year ($399.95 a month)
    After the rebate
    $3,642 a year ($303.49 a month)
    Go to site
  • advanced hospital gold

    Gold · 38 of 38 categories · No excess

    $4,289a year after the rebate
    Hospital tier
    Gold
    Covers
    38 of 38 categories
    Excess
    No excess
    Before the rebate
    $5,653 a year ($471.05 a month)
    After the rebate
    $4,289 a year ($357.44 a month)
    Go to site
  • essentials silver plus

    Silver Plus · 29 of 38 categories plus accidents · $750 a stay

    $1,4321st of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    29 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,888 a year ($157.30 a month)
    After the rebate
    $1,432 a year ($119.36 a month)
    Go to site
  • evolve silver plus

    Silver Plus · 31 of 38 categories plus accidents · $750 a stay

    $1,78332nd of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $2,350 a year ($195.85 a month)
    After the rebate
    $1,783 a year ($148.61 a month)
    Go to site
  • saver silver plus support

    Silver Plus · 34 of 38 categories plus accidents · $500 a year

    $2,156a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories plus accidents
    Excess
    $500 a year
    Before the rebate
    $2,841 a year ($236.75 a month)
    After the rebate
    $2,156 a year ($179.65 a month)
    Go to site
  • core silver plus

    Silver Plus · 31 of 38 categories plus accidents · $750 a stay

    $2,16239th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $2,849 a year ($237.45 a month)
    After the rebate
    $2,162 a year ($180.18 a month)
    Go to site
  • deluxe saver silver plus

    Silver Plus · 34 of 38 categories plus accidents · $750 a year

    $2,17440th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $2,865 a year ($238.75 a month)
    After the rebate
    $2,174 a year ($181.17 a month)
    Go to site
  • super silver plus

    Silver Plus · 34 of 38 categories plus accidents · $750 a stay

    $2,50569th of 75

    a year after the rebate

    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $3,302 a year ($275.15 a month)
    After the rebate
    $2,505 a year ($208.79 a month)
    Go to site
  • silver support

    Silver · 26 of 38 categories plus accidents · $750 a stay

    $1,70627th of 75

    a year after the rebate

    Hospital tier
    Silver
    Covers
    26 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $2,248 a year ($187.30 a month)
    After the rebate
    $1,706 a year ($142.13 a month)
    Go to site
  • bronze plus everyday

    Bronze Plus · 23 of 38 categories plus accidents · $750 a year

    $1,1899th of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    23 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $1,567 a year ($130.60 a month)
    After the rebate
    $1,189 a year ($99.10 a month)
    Go to site
  • bronze plus loaded

    Bronze Plus · 25 of 38 categories plus accidents · $750 a year

    $1,33133rd of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    25 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $1,754 a year ($146.20 a month)
    After the rebate
    $1,331 a year ($110.94 a month)
    Go to site
  • bronze plus support

    Bronze Plus · 21 of 38 categories plus accidents · $750 a year

    $1,46846th of 48

    a year after the rebate

    Hospital tier
    Bronze Plus
    Covers
    21 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $1,935 a year ($161.25 a month)
    After the rebate
    $1,468 a year ($122.36 a month)
    Go to site
  • bronze no fuss

    Bronze · 18 of 38 categories plus accidents · $750 a stay

    $1,1332nd of 48

    a year after the rebate

    Hospital tier
    Bronze
    Covers
    18 of 38 categories plus accidents
    Excess
    $750 a stay
    Before the rebate
    $1,493 a year ($124.40 a month)
    After the rebate
    $1,133 a year ($94.40 a month)
    Go to site
  • core hospital (basic+)

    Basic Plus · 6 of 38 categories plus accidents · $750 a year

    $1,06620th of 39

    a year after the rebate

    Hospital tier
    Basic Plus
    Covers
    6 of 38 categories plus accidents
    Excess
    $750 a year
    Before the rebate
    $1,405 a year ($117.10 a month)
    After the rebate
    $1,066 a year ($88.86 a month)
    Go to site
  • ambulance hospital (basic)

    Basic · 3 of 38 categories, as a public patient · $750 a year

    $9341st of 39

    a year after the rebate

    Hospital tier
    Basic
    Covers
    3 of 38 categories, as a public patient
    Excess
    $750 a year
    Before the rebate
    $1,231 a year ($102.60 a month)
    After the rebate
    $934 a year ($77.85 a month)
    Go to site
  • ambulance & accident hospital (basic)

    Basic · Accidents only · $750 a year

    $9907th of 39

    a year after the rebate

    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a year
    Before the rebate
    $1,305 a year ($108.75 a month)
    After the rebate
    $990 a year ($82.52 a month)
    Go to site

Extras cover · 19

  • Ambulance only
    $105a year after the rebate
    Before the rebate
    $138 a year ($11.50 a month)
    After the rebate
    $105 a year ($8.73 a month)
    Go to site
  • choosable 50 – teeth

    Pays back $275 on a typical year · 3 services

    $159a year after the rebate
    Pays back
    $275 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    3 covered
    Before the rebate
    $209 a year ($17.45 a month)
    After the rebate
    $159 a year ($13.24 a month)
    Go to site
  • black 50 saver

    Pays back $475 on a typical year · 4 services

    $193a year after the rebate
    Pays back
    $475 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    4 covered
    Before the rebate
    $255 a year ($21.25 a month)
    After the rebate
    $193 a year ($16.12 a month)
    Go to site
  • black 50

    Pays back $475 on a typical year · 4 services

    $260a year after the rebate
    Pays back
    $475 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    4 covered
    Before the rebate
    $343 a year ($28.60 a month)
    After the rebate
    $260 a year ($21.70 a month)
    Go to site
  • value extras

    Pays back $525 on a typical year · 13 services

    $405a year after the rebate
    Pays back
    $525 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    13 covered
    Before the rebate
    $534 a year ($44.50 a month)
    After the rebate
    $405 a year ($33.77 a month)
    Go to site
  • choosable 60 – teeth / eyes

    Pays back $540 on a typical year · 5 services

    $510a year after the rebate
    Pays back
    $540 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    5 covered
    Before the rebate
    $673 a year ($56.05 a month)
    After the rebate
    $510 a year ($42.53 a month)
    Go to site
  • choosable 60 – teeth / wellbeing

    Pays back $330 on a typical year · 12 services

    $538a year after the rebate
    Pays back
    $330 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $709 a year ($59.05 a month)
    After the rebate
    $538 a year ($44.81 a month)
    Go to site
  • black 60

    Pays back $770 on a typical year · 8 services

    $538a year after the rebate
    Pays back
    $770 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    8 covered
    Before the rebate
    $709 a year ($59.10 a month)
    After the rebate
    $538 a year ($44.85 a month)
    Go to site
  • choosable 60 – teeth / muscle & bone

    Pays back $570 on a typical year · 8 services

    $539a year after the rebate
    Pays back
    $570 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    8 covered
    Before the rebate
    $710 a year ($59.20 a month)
    After the rebate
    $539 a year ($44.92 a month)
    Go to site
  • classic extras

    Pays back $495 on a typical year · 11 services

    $548a year after the rebate
    Pays back
    $495 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $722 a year ($60.15 a month)
    After the rebate
    $548 a year ($45.64 a month)
    Go to site
  • choosable 60 – teeth / eyes / muscle & bone

    Pays back $780 on a typical year · 9 services

    $662a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $872 a year ($72.70 a month)
    After the rebate
    $662 a year ($55.17 a month)
    Go to site
  • choosable 60 – teeth / eyes / wellbeing

    Pays back $540 on a typical year · 13 services

    $665a year after the rebate
    Pays back
    $540 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    13 covered
    Before the rebate
    $877 a year ($73.05 a month)
    After the rebate
    $665 a year ($55.43 a month)
    Go to site
  • choosable 60 – teeth / wellbeing / muscle & bone

    Pays back $570 on a typical year · 16 services

    $701a year after the rebate
    Pays back
    $570 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    16 covered
    Before the rebate
    $923 a year ($76.95 a month)
    After the rebate
    $701 a year ($58.39 a month)
    Go to site
  • Lifestyle Extras

    Pays back $607 on a typical year · 16 services

    $735a year after the rebate
    Pays back
    $607 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    16 covered
    Before the rebate
    $968 a year ($80.70 a month)
    After the rebate
    $735 a year ($61.24 a month)
    Go to site
  • choosable 60 – teeth / eyes / wellbeing / muscle & bone

    Pays back $780 on a typical year · 17 services

    $791a year after the rebate
    Pays back
    $780 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    17 covered
    Before the rebate
    $1,042 a year ($86.85 a month)
    After the rebate
    $791 a year ($65.90 a month)
    Go to site
  • Family Extras

    Pays back $593 on a typical year · 22 services

    $791a year after the rebate
    Pays back
    $593 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    22 covered
    Before the rebate
    $1,042 a year ($86.85 a month)
    After the rebate
    $791 a year ($65.90 a month)
    Go to site
  • black 70

    Pays back $865 on a typical year · 9 services

    $800a year after the rebate
    Pays back
    $865 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    9 covered
    Before the rebate
    $1,055 a year ($87.90 a month)
    After the rebate
    $800 a year ($66.70 a month)
    Go to site
  • black 70 boost

    Pays back $865 on a typical year · 16 services

    $986a year after the rebate
    Pays back
    $865 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    16 covered
    Before the rebate
    $1,300 a year ($108.30 a month)
    After the rebate
    $986 a year ($82.18 a month)
    Go to site
  • Super Extras

    Pays back $686 on a typical year · 24 services

    $1,229a year after the rebate
    Pays back
    $686 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    24 covered
    Before the rebate
    $1,619 a year ($134.95 a month)
    After the rebate
    $1,229 a year ($102.40 a month)
    Go to site

Hospital and extras together · 5

  • classic flexi silver plus

    Silver Plus · 31 of 38 categories plus accidents · $750 a year

    $2,665a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    31 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $573 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    11 covered
    Before the rebate
    $3,512 a year ($292.70 a month)
    After the rebate
    $2,665 a year ($222.11 a month)
    Go to site
  • deluxe flexi silver plus

    Silver Plus · 34 of 38 categories plus accidents · $750 a year

    $3,355a year after the rebate
    Hospital tier
    Silver Plus
    Covers
    34 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $699 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    12 covered
    Before the rebate
    $4,421 a year ($368.45 a month)
    After the rebate
    $3,355 a year ($279.59 a month)
    Go to site
  • lite flexi bronze plus

    Bronze Plus · 21 of 38 categories plus accidents · $750 a year

    $2,177a year after the rebate
    Hospital tier
    Bronze Plus
    Covers
    21 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $523 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    15 covered
    Before the rebate
    $2,869 a year ($239.05 a month)
    After the rebate
    $2,177 a year ($181.40 a month)
    Go to site
  • essentials flexi basic plus

    Basic Plus · 5 of 38 categories plus accidents · $750 a year

    $1,850a year after the rebate
    Hospital tier
    Basic Plus
    Covers
    5 of 38 categories plus accidents
    Excess
    $750 a year
    Pays back
    $523 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    7 covered
    Before the rebate
    $2,438 a year ($203.20 a month)
    After the rebate
    $1,850 a year ($154.19 a month)
    Go to site
  • starter flexi basic

    Basic · Accidents only · $750 a year

    $1,439a year after the rebate
    Hospital tier
    Basic
    Covers
    Accidents only
    Excess
    $750 a year
    Pays back
    $281 on 2 dental check-ups, a pair of glasses and 4 physio visits, at typical fees
    Extras services
    5 covered
    Before the rebate
    $1,897 a year ($158.05 a month)
    After the rebate
    $1,439 a year ($119.93 a month)
    Go to site
Compare all 31 insurers

April 20268 changes

  1. 5Sun
    • black 50$26.15 → $28.60 a month before the rebate
      +9.4%
    • black 50 saver$19.70 → $21.25 a month before the rebate
      +7.9%
    • choosable 60 – teeth / eyes / muscle & bone$67.95 → $72.70 a month before the rebate
      +7.0%
    • choosable 60 – teeth / eyes$51.90 → $56.05 a month before the rebate
      +8.0%
    • choosable 60 – teeth / wellbeing / muscle & bone$70.95 → $76.95 a month before the rebate
      +8.5%
    • Family Extras$82.75 → $86.85 a month before the rebate
      +5.0%
    • choosable 60 – teeth / muscle & bone$54.85 → $59.20 a month before the rebate
      +7.9%
    • choosable 60 – teeth / eyes / wellbeing / muscle & bone$80.45 → $86.85 a month before the rebate
      +8.0%

Compare health insurance for your own household · Health insurance leaderboard. Side by side with Medibank, Bupa, HCF, nib or another insurer.

Notes on ahm policies

to leave a note.

As of 23 October 2026, ahm sells 40 health insurance policies tracked by BankMate, priced here for a single in New South Wales after the full government rebate. Its cheapest Silver hospital cover with a $750 excess is essentials silver plus at $1,432 a year, 1st of 75 Silver policies. Prices are from the statements every insurer files with the government, and change each 1 April. From the Private Health Information Statements every insurer files with the government, published monthly by PrivateHealth.gov.au.