Fixed Rate Home Loan Interest Only

As of 18 September 2026, the Newcastle Permanent Fixed Rate Home Loan Interest Only's 5-year fixed owner-occupier interest-only variant has a comparison rate of 7.65% (6.99% advertised), ranking 20th of 30 5-year fixed owner-occupier interest-only loans. The product comes in 10 variants; the others are interest-only, other fixed terms and other LVR bands.

7.65%comparison rate p.a.

6.99% advertised · 5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR

9 other variants: interest-only, other fixed terms and other LVR bands below.

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Rate over time

Comparison rate · 5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR

Fixed Rate Home Loan Interest Only · 5yr Fixed · Interest Only · Owner-occupier
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR: 8.00% comparison · 6.79% advertised
1yr Fixed · Interest Only · Owner-occupier · 80–90% LVR: 8.02% comparison · 6.99% advertised
2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR: 7.87% comparison · 6.79% advertised
2yr Fixed · Interest Only · Owner-occupier · 80–90% LVR: 7.91% comparison · 6.99% advertised
3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR: 7.79% comparison · 6.89% advertised
3yr Fixed · Interest Only · Owner-occupier · 80–90% LVR: 7.84% comparison · 7.09% advertised
4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR: 7.73% comparison · 6.99% advertised
4yr Fixed · Interest Only · Owner-occupier · 80–90% LVR: 7.80% comparison · 7.19% advertised
5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR: 7.65% comparison · 6.99% advertised
5yr Fixed · Interest Only · Owner-occupier · 80–90% LVR: 7.74% comparison · 7.19% advertised

Fees

Headline variant

Application fee: $595
Ongoing fee: None
Discharge fee: $250

Features

Headline variant

Offset account: No
Redraw: No
Extra repayments: Yes
Portable: No
Repayment holiday: No

Eligibility

Minimum loan: $5,000

About this product

Lock in your repayments with a fixed rate, with options up to 5 years.

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