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Newcastle Permanent · Home loan · Variable
LiveReal Deal Home Loan Investment Principal and Interest
As of 18 September 2026, the Newcastle Permanent Real Deal Home Loan Investment Principal and Interest's variable investor P&I variant has a comparison rate of 6.23% (6.19% advertised), ranking 3rd of 81 variable investor P&I loans. The product comes in 2 variants; the other is investor and other LVR bands.
6.23%comparison rate p.a.
6.19% advertised · Variable · P&I · Investor · ≤80% LVR
1 other variant: investor and other LVR bands below.
Rate over time
Comparison rate · Variable · P&I · Investor · ≤80% LVR- Real Deal Home Loan Investment Principal and Interest · Variable · P&I · Investor
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- Variable · P&I · Investor · ≤80% LVR
- 6.23% comparison · 6.19% advertised
- Variable · P&I · Investor · 80–95% LVR
- 6.88% comparison · 6.84% advertised
Fees
Headline variant- Application fee
- $595
- Ongoing fee
- None
- Discharge fee
- $250
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $50,000
About this product
One of our best rates, includes redraw and allows additional repayments.