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Newcastle Permanent · Home loan · Variable

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Real Deal Home Loan Investment Principal and Interest

As of 18 September 2026, the Newcastle Permanent Real Deal Home Loan Investment Principal and Interest's variable investor P&I variant has a comparison rate of 6.23% (6.19% advertised), ranking 3rd of 81 variable investor P&I loans. The product comes in 2 variants; the other is investor and other LVR bands.

6.23%comparison rate p.a.

6.19% advertised · Variable · P&I · Investor · ≤80% LVR

1 other variant: investor and other LVR bands below.

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Rate over time

Comparison rate · Variable · P&I · Investor · ≤80% LVR
  • Real Deal Home Loan Investment Principal and Interest · Variable · P&I · Investor
  • RBA cash rate
4.505.005.506.006.50Today6.23% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
Variable · P&I · Investor · ≤80% LVR
6.23% comparison · 6.19% advertised
Variable · P&I · Investor · 80–95% LVR
6.88% comparison · 6.84% advertised

Fees

Headline variant
Application fee
$595
Ongoing fee
None
Discharge fee
$250
Redraw fee
None

Features

Headline variant
Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Eligibility

Minimum loan
$50,000

About this product

One of our best rates, includes redraw and allows additional repayments.

Compare all home loans