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Newcastle Permanent · Home loan · Variable
LiveReal Deal Home Loan Interest Only
As of 18 September 2026, the Newcastle Permanent Real Deal Home Loan Interest Only's variable owner-occupier interest-only variant has a comparison rate of 6.08% (6.19% advertised), ranking 3rd of 68 variable owner-occupier interest-only loans. The product comes in 3 variants; the others are interest-only and other LVR bands. Its rate last moved on 16 September 2026.
6.08%comparison rate p.a.
6.19% advertised · Variable · Interest Only · Owner-occupier · ≤80% LVR
2 other variants: interest-only and other LVR bands below.
Rate over time
Comparison rate · Variable · Interest Only · Owner-occupier · ≤80% LVR- Real Deal Home Loan Interest Only · Variable · Interest Only · Owner-occupier
- RBA cash rate
Changes
1 change since 12 Sept 2026- Real Deal Home Loan Interest Only · variable owner-occupier interest-only 6.11 → 6.08−0.03
Rates by variant
Comparison rate · advertised rate- Variable · Interest Only · Owner-occupier · ≤80% LVR
- 6.08% comparison · 6.19% advertised
- Variable · Interest Only · Owner-occupier · ≤90% LVR
- 8.37% comparison · 8.59% advertised
- Variable · Interest Only · Owner-occupier · 80–90% LVR
- 6.93% comparison · 7.09% advertised
Fees
Headline variant- Application fee
- $595
- Ongoing fee
- None
- Discharge fee
- $250
- Redraw fee
- None
Features
Headline variant- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $50,000
About this product
One of our best rates, includes redraw and allows additional repayments.