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Newcastle Permanent · Home loan · Variable

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Premium Plus Package Variable Home Loan Principal and Interest

As of 18 September 2026, the Newcastle Permanent Premium Plus Package Variable Home Loan Principal and Interest 's variable owner-occupier P&I variant has a comparison rate of 8.14% (7.82% advertised), ranking 94th of 107 variable owner-occupier P&I loans and sitting 1.38 points above the market average of 6.76%.

8.14%comparison rate p.a.

7.82% advertised · Variable · P&I · Owner-occupier

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Rate over time

Comparison rate · Variable · P&I · Owner-occupier
  • Premium Plus Package Variable Home Loan Principal and Interest · Variable · P&I · Owner-occupier
  • RBA cash rate
  • Market average
4.005.006.007.008.00Today8.14% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
Variable · P&I · Owner-occupier
8.14% comparison · 7.82% advertised

Fees

Application fee
None
Ongoing fee
None
Discharge fee
$250
Package annual fee
None
Redraw fee
None

Features

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Eligibility

Minimum loan
$5,000

About this product

A variable rate package home loan with fee free redraw and a 100% offset account.

Compare all home loans