Premium Plus Package Fixed Rate Home Loan Principal and Interest

As of 18 September 2026, the Newcastle Permanent Premium Plus Package Fixed Rate Home Loan Principal and Interest 's 5-year fixed owner-occupier P&I variant has a comparison rate of 7.54% (6.49% advertised), ranking 40th of 49 5-year fixed owner-occupier P&I loans. The product comes in 10 variants; the others are other fixed terms and other LVR bands.

7.54%comparison rate p.a.

6.49% advertised · 5yr Fixed · P&I · Owner-occupier · ≤80% LVR

9 other variants: other fixed terms and other LVR bands below.

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Rate over time

Comparison rate · 5yr Fixed · P&I · Owner-occupier · ≤80% LVR

Premium Plus Package Fixed Rate Home Loan Principal and Interest · 5yr Fixed · P&I · Owner-occupier
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

1yr Fixed · P&I · Owner-occupier · ≤80% LVR: 7.97% comparison · 6.29% advertised
1yr Fixed · P&I · Owner-occupier · 80–95% LVR: 7.98% comparison · 6.39% advertised
2yr Fixed · P&I · Owner-occupier · ≤80% LVR: 7.82% comparison · 6.29% advertised
2yr Fixed · P&I · Owner-occupier · 80–95% LVR: 7.84% comparison · 6.39% advertised
3yr Fixed · P&I · Owner-occupier · ≤80% LVR: 7.71% comparison · 6.39% advertised
3yr Fixed · P&I · Owner-occupier · 80–95% LVR: 7.74% comparison · 6.49% advertised
4yr Fixed · P&I · Owner-occupier · ≤80% LVR: 7.63% comparison · 6.49% advertised
4yr Fixed · P&I · Owner-occupier · 80–95% LVR: 7.67% comparison · 6.59% advertised
5yr Fixed · P&I · Owner-occupier · ≤80% LVR: 7.54% comparison · 6.49% advertised
5yr Fixed · P&I · Owner-occupier · 80–95% LVR: 7.58% comparison · 6.59% advertised

Fees

Headline variant

Application fee: None
Ongoing fee: None
Discharge fee: $250
Package annual fee: None
Redraw fee: None

Features

Headline variant

Offset account: No
Redraw: Yes
Extra repayments: Yes
Portable: No
Repayment holiday: No

Eligibility

Minimum loan: $5,000

About this product

A fixed rate package home loan with many additional perks like redraw and discounts on other products.

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