Premium Plus Package Fixed Rate Home Loan Investment Principal and Interest

As of 18 September 2026, the Newcastle Permanent Premium Plus Package Fixed Rate Home Loan Investment Principal and Interest 's 5-year fixed investor P&I variant has a comparison rate of 7.76% (6.59% advertised), ranking 32nd of 42 5-year fixed investor P&I loans. The product comes in 10 variants; the others are investor, other fixed terms and other LVR bands.

7.76%comparison rate p.a.

6.59% advertised · 5yr Fixed · P&I · Investor · ≤80% LVR

9 other variants: investor, other fixed terms and other LVR bands below.

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Rate over time

Comparison rate · 5yr Fixed · P&I · Investor · ≤80% LVR

Premium Plus Package Fixed Rate Home Loan Investment Principal and Interest · 5yr Fixed · P&I · Investor
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

1yr Fixed · P&I · Investor · ≤80% LVR: 8.27% comparison · 6.39% advertised
1yr Fixed · P&I · Investor · 80–95% LVR: 8.29% comparison · 6.49% advertised
2yr Fixed · P&I · Investor · ≤80% LVR: 8.10% comparison · 6.39% advertised
2yr Fixed · P&I · Investor · 80–95% LVR: 8.12% comparison · 6.49% advertised
3yr Fixed · P&I · Investor · ≤80% LVR: 7.97% comparison · 6.49% advertised
3yr Fixed · P&I · Investor · 80–95% LVR: 8.00% comparison · 6.59% advertised
4yr Fixed · P&I · Investor · ≤80% LVR: 7.87% comparison · 6.59% advertised
4yr Fixed · P&I · Investor · 80–95% LVR: 7.91% comparison · 6.69% advertised
5yr Fixed · P&I · Investor · ≤80% LVR: 7.76% comparison · 6.59% advertised
5yr Fixed · P&I · Investor · 80–95% LVR: 7.80% comparison · 6.69% advertised

Fees

Headline variant

Application fee: None
Ongoing fee: None
Discharge fee: $250
Package annual fee: None
Redraw fee: None

Features

Headline variant

Offset account: No
Redraw: Yes
Extra repayments: Yes
Portable: No
Repayment holiday: No

Eligibility

Minimum loan: $5,000

About this product

A fixed rate package home loan with many additional perks like redraw and discounts on other products.

Compare all home loans