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Newcastle Permanent · Home loan · 5yr Fixed

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Premium Plus Package Fixed Rate Home Loan Investment Interest Only

As of 18 September 2026, the Newcastle Permanent Premium Plus Package Fixed Rate Home Loan Investment Interest Only's 5-year fixed investor interest-only variant has a comparison rate of 7.80% (6.69% advertised), ranking 32nd of 42 5-year fixed investor interest-only loans. The product comes in 10 variants; the others are investor, interest-only, other fixed terms and other LVR bands.

7.80%comparison rate p.a.

6.69% advertised · 5yr Fixed · Interest Only · Investor · ≤80% LVR

9 other variants: investor, interest-only, other fixed terms and other LVR bands below.

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Rate over time

Comparison rate · 5yr Fixed · Interest Only · Investor · ≤80% LVR
  • Premium Plus Package Fixed Rate Home Loan Investment Interest Only · 5yr Fixed · Interest Only · Investor
  • RBA cash rate
4.005.006.007.008.00Today7.80% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
1yr Fixed · Interest Only · Investor · ≤80% LVR
8.28% comparison · 6.49% advertised
1yr Fixed · Interest Only · Investor · 80–90% LVR
8.29% comparison · 6.59% advertised
2yr Fixed · Interest Only · Investor · ≤80% LVR
8.11% comparison · 6.49% advertised
2yr Fixed · Interest Only · Investor · 80–90% LVR
8.14% comparison · 6.59% advertised
3yr Fixed · Interest Only · Investor · ≤80% LVR
8.00% comparison · 6.59% advertised
3yr Fixed · Interest Only · Investor · 80–90% LVR
8.02% comparison · 6.69% advertised
4yr Fixed · Interest Only · Investor · ≤80% LVR
7.91% comparison · 6.69% advertised
4yr Fixed · Interest Only · Investor · 80–90% LVR
7.94% comparison · 6.79% advertised
5yr Fixed · Interest Only · Investor · ≤80% LVR
7.80% comparison · 6.69% advertised
5yr Fixed · Interest Only · Investor · 80–90% LVR
7.84% comparison · 6.79% advertised

Fees

Headline variant
Application fee
None
Ongoing fee
None
Discharge fee
$250
Package annual fee
None
Redraw fee
None

Features

Headline variant
Offset account
No
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Eligibility

Minimum loan
$5,000

About this product

A fixed rate package home loan with many additional perks like redraw and discounts on other products.

Compare all home loans