Fixed Rate Home Loan Investment Principal and Interest

As of 18 September 2026, the Newcastle Permanent Fixed Rate Home Loan Investment Principal and Interest's 5-year fixed investor P&I variant has a comparison rate of 7.69% (6.69% advertised), ranking 30th of 42 5-year fixed investor P&I loans. The product comes in 10 variants; the others are investor, other fixed terms and other LVR bands.

7.69%comparison rate p.a.

6.69% advertised · 5yr Fixed · P&I · Investor · ≤80% LVR

9 other variants: investor, other fixed terms and other LVR bands below.

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Rate over time

Comparison rate · 5yr Fixed · P&I · Investor · ≤80% LVR

Fixed Rate Home Loan Investment Principal and Interest · 5yr Fixed · P&I · Investor
RBA cash rate

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate

1yr Fixed · P&I · Investor · ≤80% LVR: 8.27% comparison · 6.49% advertised
1yr Fixed · P&I · Investor · 80–95% LVR: 8.28% comparison · 6.59% advertised
2yr Fixed · P&I · Investor · ≤80% LVR: 8.07% comparison · 6.49% advertised
2yr Fixed · P&I · Investor · 80–95% LVR: 8.09% comparison · 6.59% advertised
3yr Fixed · P&I · Investor · ≤80% LVR: 7.93% comparison · 6.59% advertised
3yr Fixed · P&I · Investor · 80–95% LVR: 7.96% comparison · 6.69% advertised
4yr Fixed · P&I · Investor · ≤80% LVR: 7.81% comparison · 6.69% advertised
4yr Fixed · P&I · Investor · 80–95% LVR: 7.85% comparison · 6.79% advertised
5yr Fixed · P&I · Investor · ≤80% LVR: 7.69% comparison · 6.69% advertised
5yr Fixed · P&I · Investor · 80–95% LVR: 7.73% comparison · 6.79% advertised

Fees

Headline variant

Application fee: $595
Ongoing fee: None
Discharge fee: $250

Features

Headline variant

Offset account: No
Redraw: No
Extra repayments: Yes
Portable: No
Repayment holiday: No

Eligibility

Minimum loan: $5,000

About this product

Lock in your repayments with a fixed rate, with options up to 5 years.

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