Personal loan · Secured · Fixed

Car Loan - Fixed

8.04%comparison rate p.a.

from 6.99% advertised · Secured · fixed · car loan

49th of 98 secured loans

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $249 application · $10/mo.

Advertised rate
from 6.99% p.a.
Application fee
$249
Loan amount
From $10,000
Minimum age
18
Comparison rate
8.04% p.a.
Monthly fee
$10
Compare all 182 personal loans

Advertised rate
from 6.99% p.a.
Comparison rate
8.04% p.a.
Rate type
Fixed

Application fee
$249
Monthly fee
$10
Annual fee
None
Early repayment fee
None
Late payment fee
$25

Loan amount
From $10,000
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Minimum age
18
Residency
Australian residents only

  • Car Loan - Fixed
  • RBA cash rate
4.005.006.007.008.00SepOctToday8.04% p.a. today

October 20261 change

  1. 21Wed
    • 7.84 → 8.0421 days after the RBA rise to 4.60%
      +0.20

A secured car loan with a competitive fixed rate - available for registrable vehicles including cars, motorbikes, caravans, boats and jet skis that are up to 5 years old.

Also from CommFCU: Car Loan - Variable 8.04% · Personal Loan - Fixed 11.76% · Personal Loan 11.76%

As of 2 November 2026, the CommFCU Car Loan - Fixed has a comparison rate of 8.04% (from 6.99% advertised), ranking 49th of 98 secured loans tracked by BankMate. It is a secured fixed-rate loan for car loan with fees of $249 application · $10 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 21 October 2026, 21 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.