Personal loan · Unsecured · Fixed
Personal Loan - Fixed
11.76%comparison rate p.a.
from 10.74% advertised · Unsecured · fixed · any purpose
58th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $249 application · $10/mo.
- Advertised rate
- from 10.74% p.a.
- Application fee
- $249
- Loan amount
- From $3,000
- Minimum age
- 18
- Comparison rate
- 11.76% p.a.
- Monthly fee
- $10
- Advertised rate
- from 10.74% p.a.
- Comparison rate
- 11.76% p.a.
- Rate type
- Fixed
- Application fee
- $249
- Monthly fee
- $10
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $25
- Loan amount
- From $3,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Residency
- Australian residents only
- Personal Loan - Fixed
- RBA cash rate
- Unsecured average
October 20261 change
- 21Wed
- 11.52 → 11.7621 days after the RBA rise to 4.60%+0.24
An unsecured personal loan for any worthwhile purpose with a competitive fixed rate. Available for loans from $5,000 from 1-5 years.
Also from CommFCU: Car Loan - Fixed 8.04% · Car Loan - Variable 8.04% · Personal Loan 11.76%
As of 2 November 2026, the CommFCU Personal Loan - Fixed has a comparison rate of 11.76% (from 10.74% advertised), ranking 58th of 84 unsecured loans tracked by BankMate and sitting 1.12 points above the unsecured market average of 10.64%. It is an unsecured fixed-rate loan for any purpose with fees of $249 application · $10 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Its rate last moved on 21 October 2026, 21 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.