As of 18 September 2026, the CommFCU Car Loan - Variable has a comparison rate of 7.84% (from 6.79% advertised), ranking 16th of 48 secured loans tracked by BankMate. It is a secured variable-rate loan for car loan with fees of $249 application · $10 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
7.84%comparison rate p.a.
from 6.79% advertised · Secured · variable · car loan
Fees: $249 application · $10/mo.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Car Loan - Variable
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 6.79% p.a.
- Comparison rate
- 7.84% p.a.
- Rate type
- Variable
Fees
- Application fee
- $249
- Monthly fee
- $10
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $25
Loan terms
- Loan amount
- From $10,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
About this product
A secured car loan with a competitive variable rate - available for registrable vehicles including cars, motorbikes, caravans, boats and jet skis that are up to 5 years old.