As of 18 September 2026, the CommFCU Personal Loan has a comparison rate of 11.52% (from 10.49% advertised), ranking 158th of 212 unsecured loans tracked by BankMate and sitting 5.61 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of $249 application · $10 a month. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
11.52%comparison rate p.a.
from 10.49% advertised · Unsecured · variable · any purpose
Fees: $249 application · $10/mo.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Personal Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 10.49% p.a.
- Comparison rate
- 11.52% p.a.
- Rate type
- Variable
Fees
- Application fee
- $249
- Monthly fee
- $10
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $25
Loan terms
- Loan amount
- From $3,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
About this product
An unsecured personal loan for any worthwhile purpose with a competitive variable rate. Available for loans from $5,000 from 1-5 years.