As of 18 September 2026, the IMB Bank New Car Loan has a comparison rate of 6.59% (from 6.24% advertised), ranking 19th of 212 unsecured loans tracked by BankMate and sitting 10.54 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for car loan with fees of $250 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
from 6.24% advertised · Unsecured · fixed · car loan
Fees: $250 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- New Car Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 6.24% p.a.
- Comparison rate
- 6.59% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $2,000 – $125,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
About this product
For New and Used Cars up to 4 years old. With great rates and no penalty for early payout, the IMB New Car Loan could have you cruising in the car of your dreams sooner than you thought. No monthly fees, flexible terms of 1 - 7 years, borrow up to $125,000.