Personal loan · Unsecured · Fixed

Unsecured Personal loan

9.60%comparison rate p.a.

from 9.24% advertised · Unsecured · fixed · any purpose

33rd of 84 unsecured loans

Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Fees: $250 application.

Advertised rate
from 9.24% p.a.
Application fee
$250
Loan amount
$2,000 – $50,000
Minimum age
18
Comparison rate
9.60% p.a.
Monthly fee
None
Compare all 182 personal loans

Advertised rate
from 9.24% p.a.
Comparison rate
9.60% p.a.
Rate type
Fixed

Application fee
$250
Monthly fee
None
Annual fee
None
Early repayment fee
None

Loan amount
$2,000 – $50,000
Extra repayments
Yes
Early payout
Yes
Redraw
No
Flexible repayment frequency
No

Minimum age
18
Residency
Australian residents only

  • Unsecured Personal loan
  • RBA cash rate
  • Unsecured average
4.006.008.0010.00SepOctToday9.60% p.a. today

No changes recorded for this product since tracking began on 12 September 2026.

Get what you want sooner with an IMB Unsecured Personal Loan. No security required, no ongoing account keeping fees and borrow up to $50,000

Also from IMB Bank: New Car Loan 6.59% · Secured Personal Loan 7.34%

As of 2 November 2026, the IMB Bank Unsecured Personal loan has a comparison rate of 9.60% (from 9.24% advertised), ranking 33rd of 84 unsecured loans tracked by BankMate and sitting 1.04 points below the unsecured market average of 10.64%. It is an unsecured fixed-rate loan for any purpose with fees of $250 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.