As of 18 September 2026, the IMB Bank Unsecured Personal loan has a comparison rate of 9.60% (from 9.24% advertised), ranking 117th of 212 unsecured loans tracked by BankMate and sitting 7.53 points below the unsecured market average of 17.13%. It is an unsecured fixed-rate loan for any purpose with fees of $250 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
9.60%comparison rate p.a.
from 9.24% advertised · Unsecured · fixed · any purpose
Fees: $250 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Unsecured Personal loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 9.24% p.a.
- Comparison rate
- 9.60% p.a.
- Rate type
- Fixed
Fees
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $2,000 – $50,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- No
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
About this product
Get what you want sooner with an IMB Unsecured Personal Loan. No security required, no ongoing account keeping fees and borrow up to $50,000