BankMate
🏦

Provider

Live

Bank First

As of 18 September 2026, Bank First has 20 products across three of the 8 pillars BankMate tracks: 2 savings accounts, 10 term deposits and 8 personal loans. Its highest-placed product is 1 Year Term Deposit at 5.50% p.a. for 1 year, 1st of 590 12-month deposits. Its rates last moved on 18 September 2026.

Savings accounts· 2Term deposits· 10Personal loans· 8
Pillars
3 of 8
No credit cards, home loans, superannuation…
Products tracked
20
2 savings accounts · 10 term deposits · 8 personal loans
Highest placed
#1
1 Year Term Deposit · of 590 12-month deposits
Last change
18 Sept 2026
21 changes on record

What changed

21 changes across 2 pillars since 2 Apr 2026
  1. Term deposits1 Year Term Deposit · 12-month 5.30 → 5.50
    +0.20
  2. Term deposits90 Day Term Deposit · 3-month 4.90 → 4.95
    +0.05
  3. Term deposits3 Year Term Deposit · 37-month 4.75 → 5.00
    +0.25
  4. Term deposits180 Day Term Deposit · 6-month 5.25 → 5.30
    +0.05
  5. Term deposits4 Year Term Deposit · 49-month 4.70 → 5.00
    +0.30
  6. Term deposits5 Year Term Deposit · 61-month 4.70 → 5.00
    +0.30
Show 15 earlier changes
  1. Term deposits2 Year Term Deposit · 24-month 4.80 → 5.00
    +0.20
  2. Term deposits1 Year Regular Income Term Deposit · 12-month 5.20 → 5.40
    +0.20
  3. Term deposits120 Day Term Deposit · 4-month 5.05 → 5.10
    +0.05
  4. Term deposits90 Day Term Deposit · 3-month 4.80 → 4.90
    +0.10
  5. Term deposits3 Year Term Deposit · 37-month 5.15 → 4.75
    −0.40
  6. Term deposits180 Day Term Deposit · 6-month 5.05 → 5.25
    +0.20
  7. Term deposits4 Year Term Deposit · 49-month 5.10 → 4.70
    −0.40
  8. Term deposits5 Year Term Deposit · 61-month 5.10 → 4.70
    −0.40
  9. Term deposits2 Year Term Deposit · 24-month 5.15 → 4.80
    −0.35
  10. Term deposits270 Day Term Deposit · 9-month 5.20 → 5.40
    +0.20
  11. Term deposits120 Day Term Deposit · 4-month 4.90 → 5.05
    +0.15
  12. Term deposits1 Year Regular Income Term Deposit · 12-month 5.30 → 5.20
    −0.10
  13. Savings accounts2 accounts up 0.2527 days after the RBA rise to 4.35%
    +0.25
  14. Term deposits1 Year Regular Income Term Deposit · 12-month 5.20 → 5.3045 days after the RBA rise to 4.10%
    +0.10
  15. Savings accounts2 accounts up 0.4045 days after the RBA rise to 4.10%
    +0.40

Savings accounts · 2

Total rate, conditions met · ranked among 94 accounts

Full savings accounts record for Bank First →

Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for Bank First · Compare all savings accounts

Term deposits · 10

Best rate per product, by term · ranked within each term
Show 5 more

Full term deposits record for Bank First →

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Personal loans · 8

Comparison rate · ranked within unsecured or secured loans
Show 3 more

Full personal loans record for Bank First →

Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report

Bank First has no credit cards, home loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.

Notes on Bank First

to leave a note.