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Bank profile · Term deposits
LiveBank First term deposits
Bank First also offers savings accounts and personal loans · Provider overview →
As of 18 September 2026, Bank First has ten term deposit products tracked by BankMate, over nine terms from 3 months to 61 months. Its highest rate is 5.50% p.a. on the 1 Year Term Deposit for 1 year, 1st of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 18 September 2026.
- Best rate
- 5.50%
- 1 year · 1 Year Term Deposit
- Market rank
- #1
- of 590 12-month deposits
- Terms
- 9
- 10 products
- Last change
- 18 Sept 2026
- 19 changes on record
Rates over time
Best 12-month rate per product- RBA cash rate
- Market average · 12-month deposits
What changed
19 changes since 9 Apr 2026- 1 Year Term Deposit · 12-month 5.30 → 5.50+0.20
- 90 Day Term Deposit · 3-month 4.90 → 4.95+0.05
- 3 Year Term Deposit · 37-month 4.75 → 5.00+0.25
- 180 Day Term Deposit · 6-month 5.25 → 5.30+0.05
- 4 Year Term Deposit · 49-month 4.70 → 5.00+0.30
- 5 Year Term Deposit · 61-month 4.70 → 5.00+0.30
Show 13 earlier changes
- 2 Year Term Deposit · 24-month 4.80 → 5.00+0.20
- 1 Year Regular Income Term Deposit · 12-month 5.20 → 5.40+0.20
- 120 Day Term Deposit · 4-month 5.05 → 5.10+0.05
- 90 Day Term Deposit · 3-month 4.80 → 4.90+0.10
- 3 Year Term Deposit · 37-month 5.15 → 4.75−0.40
- 180 Day Term Deposit · 6-month 5.05 → 5.25+0.20
- 4 Year Term Deposit · 49-month 5.10 → 4.70−0.40
- 5 Year Term Deposit · 61-month 5.10 → 4.70−0.40
- 2 Year Term Deposit · 24-month 5.15 → 4.80−0.35
- 270 Day Term Deposit · 9-month 5.20 → 5.40+0.20
- 120 Day Term Deposit · 4-month 4.90 → 5.05+0.15
- 1 Year Regular Income Term Deposit · 12-month 5.30 → 5.20−0.10
- 1 Year Regular Income Term Deposit · 12-month 5.20 → 5.3045 days after the RBA rise to 4.10%+0.10
Term deposits
Best rate per product, by term · ranked within each term- 5.50%#1 of 590
1 year
- 1 year
- 5.50% · #1 of 590
- Minimum deposit
- $500
- Maximum deposit
- $10,000,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 5.40%#12 of 590
1 year
- 1 year
- 5.40% · #12 of 590
- Minimum deposit
- $5,000
- Maximum deposit
- $10,000,000
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
- 5.40%#1 of 500
9 months
- 9 months
- 5.40% · #1 of 500
- Minimum deposit
- $500
- Maximum deposit
- $10,000,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 5.30%#7 of 547
6 months
- 6 months
- 5.30% · #7 of 547
- Minimum deposit
- $500
- Maximum deposit
- $10,000,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 5.10%#2 of 369
4 months
- 3 months
- 5.10% · #2 of 369
- Minimum deposit
- $500
- Maximum deposit
- $10,000,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 5.00%#65 of 394
2 years
- 2 years
- 5.00% · #65 of 394
- Minimum deposit
- $500
- Maximum deposit
- $9,999,999
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 5.00%#36 of 345
37 months
- 3 years
- 5.00% · #36 of 345
- Minimum deposit
- $500
- Maximum deposit
- $9,999,999
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 5.00%#1 of 13
49 months
- 49 months
- 5.00% · #1 of 13
- Minimum deposit
- $500
- Maximum deposit
- $9,999,999
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 5.00%#26 of 152
61 months
- 5 years
- 5.00% · #26 of 152
- Minimum deposit
- $500
- Maximum deposit
- $9,999,999
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
- 4.95%#31 of 369
3 months
- 3 months
- 4.95% · #31 of 369
- Minimum deposit
- $500
- Maximum deposit
- $10,000,000
- Interest paid
- At maturity
- Early withdrawal
- Not allowed
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Notes on Bank First term deposits
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