Lender profile · Personal loans
LiveBank First personal loans
Bank First also offers savings accounts and term deposits · Provider overview →
As of 18 September 2026, Bank First has eight personal loans tracked by BankMate. Its lowest comparison rate is 7.06% on the New Car Loan Personal Lending 1-5 Years Fixed Unsecured (unsecured · fixed · car loan), ranking 37th of 212 unsecured loans and sitting 10.07 points below the unsecured market average of 17.13%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
- Lowest comparison rate
- 7.06%
- New Car Loan Personal Lending 1-5 Years Fixed Unsecured
- Market rank
- #37
- of 212 unsecured loans
- Loans
- 8
- 8 unsecured · 0 secured
- Last change
- —
- None recorded yet
Rates over time
Comparison rate · lenders publish the lowest rate in their range- RBA cash rate
- Unsecured average
- New Car Loan Personal Lending 1-5 Years Fixed Unsecured
- New Car Loan Personal Lending Variable Unsecured
- Used Car Loan Personal Lending 1-5 Years Fixed Unsecured
- Green Car Loan Personal Lending Variable Unsecured
- Green Car Loan Personal Lending 1-5 Years Fixed Unsecured
- Personal Loan Personal Lending 1-5 Years Fixed Unsecured
- Personal Loan Personal Lending Variable Unsecured
- Used Car Loan Personal Lending Variable Unsecured
What changed
No changes recorded for Bank First's personal loans since tracking began on 12 September 2026.
Personal loans
Comparison rate · ranked within unsecured or secured loansUnsecured · fixed · car loan · $195 application
7.06%#37 of 212comparison · from 6.79% advertised
- Advertised rate
- from 6.79% p.a.
- Comparison rate
- 7.06% p.a.
- Rate type
- Fixed
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $10,000
- Loan term
- 1 year to 1 year
Unsecured · variable · car loan · $195 application
8.12%#73 of 212comparison · from 6.79% advertised
- Advertised rate
- from 6.79% p.a.
- Comparison rate
- 8.12% p.a.
- Rate type
- Variable
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $10,000
- Extra repayments
- Yes
Unsecured · fixed · car loan · $195 application
9.13%#104 of 212comparison · from 7.79% advertised
- Advertised rate
- from 7.79% p.a.
- Comparison rate
- 9.13% p.a.
- Rate type
- Fixed
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $5,000
- Loan term
- 1 year to 1 year
Unsecured · variable · car loan · $195 application
9.57%#115 of 212comparison · from 9.29% advertised
- Advertised rate
- from 9.29% p.a.
- Comparison rate
- 9.57% p.a.
- Rate type
- Variable
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $5,000
- Extra repayments
- Yes
Unsecured · fixed · car loan · $195 application
9.57%#115 of 212comparison · from 9.29% advertised
- Advertised rate
- from 9.29% p.a.
- Comparison rate
- 9.57% p.a.
- Rate type
- Fixed
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $5,000
- Loan term
- 1 year to 1 year
Unsecured · fixed · any purpose · $195 application
11.00%#149 of 212comparison · from 9.64% advertised
- Advertised rate
- from 9.64% p.a.
- Comparison rate
- 11.00% p.a.
- Rate type
- Fixed
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $5,000
- Loan term
- 1 year to 1 year
Unsecured · variable · any purpose · $195 application
11.00%#149 of 212comparison · from 9.64% advertised
- Advertised rate
- from 9.64% p.a.
- Comparison rate
- 11.00% p.a.
- Rate type
- Variable
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $5,000
- Extra repayments
- Yes
Unsecured · variable · car loan · $195 application
12.16%#172 of 212comparison · from 10.79% advertised
- Advertised rate
- from 10.79% p.a.
- Comparison rate
- 12.16% p.a.
- Rate type
- Variable
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- From $5,000
- Extra repayments
- Yes
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Notes on Bank First personal loans
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