Personal loan · Unsecured · Variable
New Car Loan Personal Lending Variable Unsecured
8.12%comparison rate p.a.
from 6.79% advertised · Unsecured · variable · car loan
15th of 84 unsecured loans
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Fees: $195 application.
- Advertised rate
- from 6.79% p.a.
- Application fee
- $195
- Loan amount
- From $10,000
- Minimum age
- 18
- Comparison rate
- 8.12% p.a.
- Monthly fee
- None
- Advertised rate
- from 6.79% p.a.
- Comparison rate
- 8.12% p.a.
- Rate type
- Variable
- Application fee
- $195
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $20
- Loan amount
- From $10,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
- Minimum age
- 18
- Residency
- Australian residents only
- New Car Loan Personal Lending Variable Unsecured
- RBA cash rate
- Unsecured average
No changes recorded for this product since tracking began on 12 September 2026.
New Car Loan Personal Lending Variable Unsecured
Also from Bank First: New Car Loan Personal Lending 1-5 Years Fixed Unsecured 7.06% · Used Car Loan Personal Lending 1-5 Years Fixed Unsecured 9.13% · Personal Loan Personal Lending 1-5 Years Fixed Unsecured 11.00% · Personal Loan Personal Lending Variable Unsecured 11.00% · Used Car Loan Personal Lending Variable Unsecured 12.16%
As of 2 November 2026, the Bank First New Car Loan Personal Lending Variable Unsecured has a comparison rate of 8.12% (from 6.79% advertised), ranking 15th of 84 unsecured loans tracked by BankMate and sitting 2.52 points below the unsecured market average of 10.64%. It is an unsecured variable-rate loan for car loan with fees of $195 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.