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Bank First · Personal loan · Unsecured · Variable

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New Car Loan Personal Lending Variable Unsecured

As of 18 September 2026, the Bank First New Car Loan Personal Lending Variable Unsecured has a comparison rate of 8.12% (from 6.79% advertised), ranking 73rd of 212 unsecured loans tracked by BankMate and sitting 9.01 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for car loan with fees of $195 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

8.12%comparison rate p.a.

from 6.79% advertised · Unsecured · variable · car loan

Fees: $195 application.

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Rate over time

Comparison rate · lenders publish the lowest rate in their range
  • New Car Loan Personal Lending Variable Unsecured
  • RBA cash rate
  • Unsecured average
5.0010.0015.00Today8.12% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate
from 6.79% p.a.
Comparison rate
8.12% p.a.
Rate type
Variable

Fees

Application fee
$195
Monthly fee
None
Annual fee
None
Early repayment fee
None
Late payment fee
$20

Loan terms

Loan amount
From $10,000
Extra repayments
Yes
Early payout
Yes
Redraw
Yes
Flexible repayment frequency
No

Eligibility

Minimum age
18

About this product

New Car Loan Personal Lending Variable Unsecured

Compare all personal loans